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Osiguraj.me

Digital insurance brokerage in Croatia offering instant online policy comparison and purchase.

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Overview

Osiguraj.me is a digital insurance brokerage serving individual consumers in Croatia, operating an online marketplace where users compare and purchase policies from multiple carriers. Operated by Siguran klik d.o.o. and headquartered in Split, the company launched in 2016 as one of the first fully digital, end-to-end insurance purchase platforms in the Croatian market, letting customers complete a quote and purchase in roughly a minute. It holds authorization from HANFA, Croatia's financial services supervisory agency, as an insurance representative (Class UP/I 974-03/16-01/70), a status confirmed against the Commercial Court in Split company register.

The brokerage places mandatory and comprehensive (kasko) vehicle insurance, motorcycle and cargo vehicle coverage, home and tourist-accommodation property insurance, vessel insurance, travel insurance, accident insurance, and supplementary health coverage, along with add-on modules such as roadside assistance, passenger accident protection, and glass-only comprehensive cover. It works with ten carrier partners, including Allianz, Generali, Grawe, Wiener, Groupama, Sava, Triglav, Uniqa, Croatia osiguranje, and AS-Direkt, letting customers compare prices across providers before buying.

Osiguraj.me has built API integrations with its carrier partners to support real-time quoting and immediate digital policy issuance; policy documents are delivered by email and are visible to vehicle inspection stations in real time. The company has grown without outside investment, reporting more than 200,000 platform users and customer ratings of 4.8/5 on Google and 4.5/5 on Facebook. In June 2026 it joined the Split Tech City community, a regional technology industry group.

Products & Services

Vehicle Insurance

Mandatory and comprehensive (kasko) auto coverage compared and issued instantly online across partner carriers, alongside motorcycle and cargo-vehicle policies.

Key Features

  • Mandatory vehicle insurance (obvezno auto osiguranje)
  • Comprehensive/collision coverage (kasko osiguranje)
  • Motorcycle insurance
  • Cargo vehicle insurance
  • Roadside assistance, wildlife-collision, and glass-only comprehensive add-ons

Property Insurance

Coverage for owned residential property and short-term rental accommodations.

Key Features

  • Home and apartment insurance
  • Tourist accommodation insurance
  • Vessel insurance

Travel and Accident Insurance

International travel protection and personal accident coverage.

Key Features

  • Travel insurance
  • Accident insurance (disability and death benefit coverage)
  • Passenger accident protection add-on

Health Insurance

Key Features

  • Supplementary health insurance, offered alongside the platform's vehicle and property lines