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Mulberri, Inc.

AI-powered insurance operating system purpose-built for PEOs, brokers, and workers' compensation underwriters.

Underwriting & Risk Growth Series A
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Overview

Mulberri is a GenAI-powered insurance operating system purpose-built for professional employer organizations (PEOs), associations of employers (ASOs), brokers, and workers' compensation underwriters. Founded in 2021 and headquartered in Sunnyvale, California, Mulberri was the first business insurance solution designed specifically for the PEO and ASO market.

The platform uses large language models, predictive actuarial models, and automated workflows to streamline submission intake, underwriting analysis, certificate of insurance management, and portfolio compliance. Mulberri describes its architecture as "Agentic. Adaptive. Embedded." -- reflecting its focus on embedded AI workflows within existing insurer and broker operations.

In December 2023, Mulberri raised USD 6.75 million in a Series A round led by Eos Venture Partners, bringing total funding to USD 10.8 million. The company integrates with PrismHR and major carrier platforms serving the PEO ecosystem.

Products & Services

IngestBerri

Extracts and structures data from unstructured insurance submissions into specified fields using machine learning and document processing technology.

Key Features

  • Automated extraction from unstructured documents
  • Structured data output mapped to carrier and broker fields
  • Reduces manual data entry touchpoints by 80%

Target Users: Carriers, underwriters, brokers

UWBerri

AI-driven underwriting analysis and risk forecasting using predictive actuarial models trained on workers' compensation and commercial insurance data.

Key Features

  • Risk forecasting and claims prediction
  • Analysis of millions of data points per submission
  • Rapid decision support for underwriters
  • 95% reduction in decision errors and rework

Target Users: Workers' compensation underwriters, carriers

CertBerri

Automated certificate of insurance (COI) issuance, renewals, and compliance verification for PEOs and brokers managing large employer portfolios.

Key Features

  • Automated COI issuance and renewal
  • Compliance verification and tracking
  • Integration with PrismHR and HR platforms

Target Users: PEOs, ASOs, brokers, employers

AuditBerri

Portfolio-wide compliance checks and risk insights to support audit-ready decision making across an insurer or broker book of business.

Key Features

  • Portfolio-level compliance monitoring
  • Risk insight dashboards
  • 100% audit-ready decisions

Target Users: Carriers, MGAs, portfolio managers

Risk Insight

Real-time risk data enrichment including business registration status, OSHA violations, and social sentiment analysis to support underwriting decisions.

Key Features

  • OSHA violation data
  • Business registration status checks
  • Social sentiment analysis

Target Users: Underwriters, risk analysts

Berri

Conversational AI agent for document search, policy retrieval, and conflict detection across the insurance document set.

Key Features

  • Natural language document search
  • Policy retrieval and comparison
  • Conflict detection across policy documents

Target Users: Brokers, underwriters, claims teams

Key Metrics

Key Features

  • 10x faster submission cycle time
  • 80% reduction in manual underwriting touchpoints
  • 95% reduction in decision errors and rework
  • 100% audit-ready decisions

At a Glance

Founded
2021
Headquarters
Sunnyvale, California, USA
Employees
11-50
Funding
Series A

Category & Focus

Category
Underwriting & Risk
Subcategories
AI Underwriting Certificate of Insurance Management Submission Automation Workers Compensation Technology
Insurance Verticals
P&C Commercial Workers Compensation Specialty/E&S
Target Customers
Carriers, Brokers, MGAs/MGUs, Employers

Customers

  • Alcott
  • AmTrust
  • Chubb
  • Coalition
  • Coterie
  • Cowbell
  • Employers
  • Foresight
  • Markel

Links

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Last updated: 2026-04-08