Moonshot Insurance
Insurance-As-A-Service platform for embedded contextual coverage via API
Overview
Moonshot Insurance is a P&C MGA based in Paris that delivers Insurance-As-A-Service (IaaS) to e-commerce platforms, mobility providers, and financial services companies. Founded in 2017 within the Société Générale Assurances ecosystem, the company distributes white-labeled insurance products through a REST API, enabling partner platforms to embed coverage directly into their customer journeys.
The company underwrites contextual insurance across several lines, including mobile device protection, e-commerce transaction insurance, travel, cyber, and mobility coverage. Underwriting capacity is backed by Société Générale Assurances and Sogecap. A strategic partnership with Roadzen, which holds a minority stake, supports technology development and international expansion.
Moonshot Insurance serves more than 400,000 end customers through its partner ecosystem. Rakuten France is among its documented partners, with a mobile screen-damage insurance program that reached a 12% conversion rate. The company has received industry recognition from KPMG (Emerging 50 Fintechs), Fintech Global (TOP 100 Insurtechs), and DIA Community (TOP 100 Insurtechs).
Products & Services
Mobile Device Coverage
API-delivered mobile device insurance featuring photo-based screen damage recognition. Claims are assessed using image analysis combined with IMEI verification, enabling same-session claim resolution.
Key Features
- Broken screen insurance with photo recognition
- IMEI-based device verification
- Real-time reimbursement
Target Users: E-commerce retailers, device sellers, payment platforms
Distribution: B2B2C via white-label API integration
E-Commerce Protection
Transaction insurance embedded in online retail checkout flows for buyer and seller protection.
Key Features
- Purchase protection for buyers
- Seller liability coverage
- Fraud and dispute coverage
Target Users: E-commerce platforms and marketplaces
Distribution: API integration with e-commerce platforms
Travel Insurance
Automated travel coverage distributed at the point of booking or ticket purchase.
Key Features
- Standard travel coverage with COVID-19 inclusion
- Automated policy issuance
Target Users: Travel booking platforms, financial services providers
Distribution: API integration with travel and fintech partners
Cyber Insurance
Coverage for online users against cyber-bullying and digital threats, developed in partnership with Bodyguard.ai.
Key Features
- Cyber-bullying insurance
- Digital threat protection
Target Users: Social platforms, financial services, digital-first consumers
Distribution: B2B2C via partner API integration
Payment Protection
Insurance covering credit card and payment method loss or fraud.
Key Features
- Payment method fraud protection
- Card loss coverage
Target Users: Banks, neobanks, payment providers
Distribution: API integration with financial services providers
At a Glance
- Founded
- 2017
- Headquarters
- Paris, France
- Employees
- 11-50
Category & Focus
- Category
- Distribution & Sales
- Target Customers
- Consumers
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Last updated: 2026-07-08