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Miin

Digital insurance platform for motor and microinsurance in Vietnam

Distribution & Sales Startup Bootstrapped
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Overview

Miin is a digital insurance distribution platform for consumers in Vietnam, focused on motor third-party liability (TNDS) insurance and microinsurance products. The company operates a mobile app and web platform that allows users to purchase, store, and manage insurance policies directly without going through traditional brokers or agents.

The platform delivers insurance products in partnership with licensed Vietnamese carriers, including PTI (Post and Telecommunication Joint Stock Insurance Corporation). Miin also provides group insurance products for businesses in ride-sharing, e-commerce, and other sectors, as well as family health and accident coverage available through the app.

By late 2021, the platform had served over 100,000 customers and facilitated more than 680,000 insurance package sales. Miin targets underserved consumer segments including low-income populations, ethnic minorities in rural areas, small traders, farmers, and seasonal workers -- groups that historically have had limited access to formal insurance channels.

Products & Services

Motor Insurance (TNDS)

A mobile and web application for purchasing and storing Vietnamese motor third-party liability (TNDS) insurance for cars and motorcycles. Users can buy policies, access policy documents, and manage renewals through the platform.

Key Features

  • Quick purchase flow for motorcycle and car liability policies
  • Digital storage of insurance documents
  • Simplified renewal and management

Target Users: Vietnamese vehicle owners

Microinsurance Products

Short-term, low-premium insurance packages covering health, accident, and family risks. Health packages allow a single purchase to cover the entire family with equal benefits.

Key Features

  • Low premiums (starting from a few thousand VND per day)
  • Family coverage on single purchase
  • Mobile-first access

Target Users: Low-income consumers, rural populations, underserved communities

Business Insurance

Group insurance programs for companies in specific sectors, including ride-sharing operators and e-commerce platforms, as well as family accident and hospital fee coverage.

Key Features

  • Industry-specific programs for ride-sharing and e-commerce
  • Family accident and hospital fee products
  • Underwritten through partner carriers

Target Users: Small businesses, gig economy operators