Mi Legado Digital

Digital legacy management and estate planning platform for insurers and individuals in Spain

Specialty Solutions Established Bootstrapped

Overview

Mi Legado Digital is a digital legacy management and estate planning platform based in Spain that serves carriers, notaries, and individuals looking to manage end-of-life digital and financial assets. The company operates within the life and specialty insurance space, helping Spanish insurers integrate digital estate services into their policy offerings.

The platform enables users to document and manage physical assets, digital assets, living wills, and genetic legacy using blockchain smart contracts, electronic timestamps, and certified digital signatures. It connects insurers, notaries, and beneficiaries in real time, with smart contracts automatically triggered upon death or irreversible illness to execute asset transfers and notifications. The company also developed TUILLI, an intelligent decesos (funeral and death benefit) insurance product built with facial recognition AI and big data analytics, created through Spain's regulatory sandbox program.

With over 1,375,000 registered users and more than 850,000 active users, Mi Legado Digital has achieved broad adoption in Spain's digital estate planning market. The company was one of only four projects admitted to Spain's first regulatory sandbox cohort under the General Directorate of Insurance and Pension Funds, validating its approach to blending legal compliance with blockchain-based insurance technology.

Products & Services

Smart Will (Testamento Inteligente)

A digital estate planning tool with full legal validity in Spain. Users document their wishes regarding physical assets, digital assets, living wills, and genetic legacy. The system uses blockchain and electronic signatures to ensure enforceability, with smart contracts triggering automatically upon death or irreversible illness to notify beneficiaries and initiate asset management.

Key Features

Blockchain-based document storage with cryptographic timestamping
Smart contract execution triggered by verified life events
Integration with Spanish legal frameworks and certified digital identification
Real-time connectivity for notaries, insurers, and beneficiaries

Target Users: Individual consumers, Spanish insurers distributing digital estate services

TUILLI -- Intelligent Decesos Insurance

A 100% digital funeral and death benefit insurance product developed through Spain's regulatory sandbox program. Combines blockchain smart contracts, asymmetric cryptography with electronic timestamps, and AI-powered facial recognition with big data analytics.

Key Features

Fully digital onboarding and policy management
Blockchain-backed policy contracts and claims triggers
AI facial recognition for identity verification
Asymmetric cryptography for secure signature and timestamping

Target Users: Spanish carriers offering decesos (death benefit) insurance products

Post-Mortem Services

A suite of services for digital presence and memory management after death, including memorial videos, commemorative accounts, family genealogy tools, and interactive memorial services.

Key Features

Post-mortem messaging and communications
Family genealogy and interactive memorial tools
Real-time agent connectivity for inheritance execution

Target Users: Individuals and families managing digital assets and online identity after death

Digital Asset & Online Reputation Services

Tools for managing digital footprint, including deletion and "right to be forgotten" services, online reputation protection, cyberbullying and harassment support, SOS digital assistance, and AI-powered online presence reports.

Key Features

Digital Deletion and right-to-be-forgotten processing
Online reputation management
AI-powered online presence analysis reports

Target Users: Individuals seeking to manage or protect their digital identity

At a Glance

Founded: 2014
Headquarters: Alicante, Valencian Community, Spain
Employees: 51-200
Funding: Bootstrapped

Category & Focus

Category: Specialty Solutions
Subcategories: Digital Legacy Management Estate Planning Technology Insurtech Infrastructure
Insurance Verticals: Life & Annuity Specialty/E&S
Target Customers: Carriers, Consumers