Location, Inc.
Location intelligence and geospatial risk analytics for insurance underwriting
Overview
Location, Inc. is a geospatial data and analytics provider serving U.S. insurance carriers with location-based risk scoring for homeowners and commercial lines underwriting. Founded in 2000 by Dr. Andrew Schiller from university research at Clark University in Worcester, Massachusetts, the company delivers predictive risk analytics that enable carriers to assess property-level crime, fire, water, and hail exposure at the point of underwriting.
The company offers its RiskSuite platform with products including CrimeRisk, FireRisk, WaterRisk, and HailRisk, delivered via SaaS, web-based tools, real-time API, and formatted reports. The NeighborhoodScout Enterprise product provides API access to crime, demographics, school quality, and real estate data for enterprise users.
More than 65 million people and businesses have used Location, Inc. data since the company was founded. Over 100 U.S. insurance carriers rely on RiskSuite for underwriting decisions. The California Department of Insurance approved Location, Inc.'s CrimeRisk predictive analytics for insurance rate filings. The company was acquired by CoreLogic, Inc. in January 2020; CoreLogic rebranded as Cotality in March 2025.
Products & Services
RiskSuite
A suite of property risk analytics tools for insurance underwriting, including CrimeRisk, FireRisk, WaterRisk, and HailRisk modules. Delivers predictive risk scores at the address level for use in pricing, underwriting, and portfolio management.
Key Features
- CrimeRisk: predictive crime analytics for personal and commercial lines
- FireRisk and WaterRisk: property-level exposure scoring for catastrophe perils
- HailRisk: hail exposure analytics for property underwriting
- Available via web, API, and formatted report delivery
Target Users: P&C carriers, underwriting teams, actuarial and pricing departments
NeighborhoodScout Enterprise
A data platform combining crime statistics, school quality ratings, demographic profiles, and real estate data, with real-time API access for enterprise integration.
Key Features
- Real-time API for programmatic data access
- Aggregated neighborhood-level statistics across U.S. locations
- Data covering crime, demographics, schools, and housing trends
Target Users: Insurance carriers, real estate firms, corporate relocation services, site selection firms
RiskScout
A web-based tool for insurance professionals providing claim probability analytics at the property level.
Key Features
- Web-based interface for individual risk lookups
- Claim probability scoring for underwriting decisions
Target Users: Insurance underwriters, agents
Scout Vision
A home price appreciation forecasting tool providing forward-looking valuation analytics.
Key Features
- Price appreciation forecasts by neighborhood
- Supports real estate and mortgage-related insurance applications
Target Users: Insurance carriers, real estate and mortgage professionals
At a Glance
- Founded
- 2000
- Headquarters
- Worcester, Massachusetts, USA
- Employees
- 11-50
- Funding
- Acquired
Category & Focus
- Category
- Underwriting & Risk
- Subcategories
- Geospatial Risk Data Property Risk Scoring Crime Analytics Catastrophe Risk
- Insurance Verticals
- P&C Personal P&C Commercial Specialty/E&S
- Target Customers
- Carriers
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Last updated: 2026-06-03