Linqura

AI-powered insurance intelligence platform for commercial coverage and underwriting guidance

Underwriting & Risk Startup Angel-backed, Pre-Seed

Overview

Linqura is an underwriting and risk intelligence platform for commercial insurance agents and carriers. The company offers LinqCo-Pilot, an agentic AI platform that provides real-time risk classification, coverage matching, and submission guidance using a proprietary NAICS classification engine and a database of firmographics on millions of U.S. businesses. Unlike chatbot-based solutions, Linqura builds and operates its own AI model, giving it control over data handling and compliance for sensitive insurance workflows.

Founded in 2023 by Mark Stender and Euan King (80+ years combined insurance experience), the platform soft-launched in October 2024. Within six weeks, it onboarded 20+ independent agencies and won six enterprise proof-of-concepts. The company has since signed partnerships with Sapiens, FirstChoice (a MarshBerry company), and Agent Brokers United, embedding its risk-scoring into agency workflows and carrier platforms.

Linqura targets the gap between submission complexity and underwriter availability. Early pilots show average follow-up interactions per submission reduced from 5 to 1, faster policy binding, and 83% accuracy on NAICS classification—critical for proper underwriting and premium positioning.

Products & Services

LinqCo-Pilot

LinqCo-Pilot is the flagship AI-powered platform delivering real-time guidance for commercial insurance submissions.

Key Features

Proprietary NAICS classification engine with 1,100+ code coverage and 83% accuracy
Risk intelligence database with firmographics and risk profiles on 40+ million U.S. businesses
Carrier-specific submission guidance tailored to underwriter preferences
Continuous learning that adapts to each agent's book of business
API access for integration with agency management systems and carrier platforms

Target Users: Commercial insurance agents, brokers, and carrier underwriters