Overview
Kota is an employee benefits administration platform for SMEs in Europe, serving employers who need to manage health insurance, workplace pensions, life assurance, and flexible perks from a single interface. The company operates as Yonder Technology Limited in Ireland and Yonder Financial Technology Ltd in the UK, regulated by the Central Bank of Ireland and the FCA as an appointed representative.
The platform delivers an API-driven SaaS solution that connects directly to insurance carriers and pension providers, syncing employee data from HRIS and payroll systems to keep benefit enrollments current without manual administration. Employees access their benefits through a dedicated mobile app (iOS and Android). The approach replaces traditional brokers and fragmented benefit portals for companies that want automated administration and transparent pricing.
As of 2025, Kota powers benefits for over 65,000 employees across Europe. The company raised USD 22.9M in total funding, including a USD 14.5M Series A in May 2025 led by Eurazeo with participation from EQT Ventures, Northzone, Frontline Ventures, 9Yards Capital, and Plug and Play. Insurance carrier partnerships include Vitality, ONVZ, Sanitas, and Allianz Global Care.
Products & Services
Health Insurance Administration
Automated quote generation, multi-provider comparison, enrollment, and renewal management for private health insurance. Broker-level guidance is included without additional fees.
Key Features
- Side-by-side quote comparison across carriers
- Automated enrollment and renewal workflows
- FCA-regulated guidance and broker support
Target Users: HR teams and People Ops at European SMEs
Workplace Pension
Occupational pension setup with automated contributions, enrollment, and reporting. Compliant with UK auto-enrolment requirements.
Key Features
- Automated contribution calculations and deductions
- Exempt pension scheme setup
- Payroll reconciliation integration
Target Users: Finance and HR teams at UK companies
Life Assurance
Group life assurance coverage with automated setup and ongoing administration.
Key Features
- Integrated setup alongside other benefits
- Automated policy administration
- Direct carrier integration
Target Users: Employers offering life cover to staff
Flexible Benefits
Customizable employee benefit selection covering gym memberships, wellness programs, travel perks, and lifestyle benefits.
Key Features
- Employee self-service selection portal
- Centralized allowance management
- Mobile app access
Target Users: HR teams wanting flexible benefits packages
Spend Cards
Benefit allowance debit cards with automated controls, reporting, and payroll reconciliation.
Key Features
- Automated spend controls by benefit category
- Real-time reporting dashboard
- Payroll reconciliation
Target Users: Employers administering benefit allowances
Risk Products
Income protection and critical illness cover managed alongside other employee benefits.
Key Features
- Unified administration with other benefits
- Automated enrollment
- Carrier-direct integration
Target Users: Employers adding risk cover to benefit packages
Benchmarking Tool
Benefits package comparison tool to help companies assess whether their offerings are competitive.
Key Features
- Market benchmarking data by company size and sector
- Package gap analysis
- Recommendations for benefit improvements
Target Users: HR leaders and People Ops teams
At a Glance
- Founded
- 2022
- Headquarters
- Dublin, Ireland
- Employees
- 51-200
- Funding
- Series A
Category & Focus
- Category
- Specialty Solutions
- Subcategories
- Employee Benefits Administration Group Benefits Platform Benefits API
- Insurance Verticals
- Group Benefits Health Life & Annuity
- Target Customers
- Employers
Customers
- &Open
- Cloudsmith
- Life Scientific
- Carwow
- Linear
- Wayflyer
- Evervault
- Nory
- Remote.com
- Zoe Health
- Protex AI
Links
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Last updated: 2026-05-17