KorrAI

AI-powered ground subsidence risk intelligence for property and casualty insurance underwriting.

Underwriting & Risk Startup Seed

Overview

KorrAI is an underwriting and risk intelligence provider serving P&C carriers and specialty insurers with AI-driven ground subsidence assessment tools. The company focuses on a growing and underpriced peril -- ground movement caused by subsidence -- which affects property insurers underwriting portfolios in areas with challenging soil conditions or aging infrastructure.

The company delivers its risk intelligence through the TRAIL platform, which combines satellite-based InSAR (Interferometric Synthetic Aperture Radar) data with agentic AI workflows to produce traceable, explainable risk scores at the property level. Key outputs include the Ground Motion Risk Index, which grades properties into low, medium, and high risk categories. The platform aggregates multiple evidence layers including ground deformation data, water and drainage risk, geology, site history, foundation details, and exposure to natural catastrophes.

KorrAI is Y Combinator-backed and has received grant funding from Canadian public programs including Sustainable Development Technology Canada and Innovacorp. The company holds SOC 2 Type II certification and has deployed its Ground Motion Risk Index with Zurich Insurance, including its Excess and Specialty division, enabling property-level risk assessment across multiple regions.

Products & Services

TRAIL Platform

An AI-native workspace for end-to-end infrastructure and property risk assessment. TRAIL integrates satellite InSAR data, geotechnical reports, catastrophe model outputs, and engineering context into a single workflow that produces explainable AI reasoning and traceable outputs.

Key Features

Agentic AI workflows for multi-source data synthesis
Integration with external data via API connections and file formats (PDFs, PPTs, CSVs, GeoJSON, Rasters)
Audit-ready, traceable risk reasoning for underwriters

Target Users: P&C carriers, specialty insurers, reinsurers, infrastructure asset owners

Ground Motion Risk Index

A proprietary risk scoring product that processes satellite InSAR data through a hazard-grading algorithm to produce property-level ground subsidence risk profiles. Risk scores are graded into low, medium, and high categories aligned to underwriting needs.

Key Features

Property-level granularity from satellite remote sensing data
Hazard grading algorithm tuned for P&C underwriting decisions
Validated with major carrier partners (Zurich E&S) across multiple geographies including the Houston, Texas tri-county region

Target Users: P&C underwriters, E&S market participants evaluating subsidence exposure

Evidence Layers

A multi-signal data aggregation layer within the TRAIL platform that combines diverse risk indicators into a composite property risk view.

Key Features

Ground deformation and movement signals from InSAR
Water, drainage risk, and geology data integration
Site evolution history, piling and foundation details
Adjacent natural catastrophe exposure data

Target Users: Underwriters and risk engineers requiring granular property context

At a Glance

Founded: 2021
Headquarters: Halifax, Nova Scotia, Canada
Employees: 11-50
Funding: Seed

Category & Focus

Category: Underwriting & Risk
Subcategories: Ground Subsidence Risk Geospatial Risk Intelligence AI-Powered Risk Scoring
Insurance Verticals: P&C Commercial Specialty/E&S
Target Customers: Carriers, Reinsurers