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Klaimee

AI agent liability insurance and certification for enterprises

Specialty Solutions Startup Y Combinator (P26, Spring 2026)
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Overview

Klaimee provides liability insurance and certification for autonomous AI agents, addressing a critical gap left by traditional cyber and E&O policies that now explicitly exclude AI-related risks. As AI agent deployments accelerate across enterprises, regulatory bodies and major insurers have begun carving out AI liability from standard commercial policies—a response to the 137% increase in AI-related lawsuits between 2024 and 2025. Klaimee fills this market gap with purpose-built insurance, certification, and financial guarantees designed specifically for AI systems.

The platform evaluates AI agents across eight risk dimensions: scope definition, data exfiltration, unauthorized action, output integrity, adversarial manipulation, behavioral stability, model drift, and operational control. Companies receive a risk score, remediation recommendations, and a Klaimee-Verified badge for enterprise procurement. The Mount AI Liability Policy covers third-party liability from AI failures (hallucinated outputs, unauthorized actions, data exposure, prompt injection attacks) and first-party damage (internal system corruption, data loss, business interruption)—risks that traditional E&O and cyber policies explicitly exclude.

Founded by Ines Boutemadja (CEO) and Julien Catonnet (CTO), Klaimee was the first Y Combinator company founded by an Algerian woman. Boutemadja previously scaled SafetyWing's nomad insurance product from USD 5M to USD 60M ARR as General Manager and structured an MGA with Tokio Marine, bringing deep insurance operations expertise. Catonnet contributes corporate strategy and software engineering experience from VC-backed AI startups. The company targets both startups shipping AI agents and enterprises deploying them internally, explicitly excluding autonomous vehicles, robotics, and physical-world safety applications.

Products & Services

Mount AI Liability Policy

Purpose-built errors-and-omissions (E&O) insurance covering AI-specific failure modes that traditional policies explicitly exclude.

Key Features

  • Third-party liability coverage for customer harm from AI failures
  • First-party/own-damage coverage for internal system corruption and business interruption
  • AI-specific risk coverage: hallucinated outputs, unauthorized actions, data exposure, prompt injection attacks, wrongful commitments
  • Premiums tied directly to Klaimee certification scores for transparent pricing
  • Coverage delivery within 24 hours

Target Users: Startups shipping AI agents; enterprises deploying autonomous AI systems

AI Certification & Risk Assessment

Proprietary risk evaluation platform that assesses and certifies AI agents across eight key dimensions.

Key Features

  • Automated risk scoring across scope definition, data exfiltration, unauthorized action, output integrity, adversarial manipulation, behavioral stability, model drift, and operational control
  • Remediation recommendations for identified vulnerabilities
  • Klaimee-Verified badge for enterprise procurement and customer transparency
  • Procurement-ready documentation for enterprise risk assessment teams
  • Free access for all users; paid certification for compliance requirements

Target Users: AI vendors and enterprises evaluating their agents; enterprise procurement teams

Adversarial Testing Playground

Free platform for red-teaming and stress-testing AI agents pre- and post-deployment.

Key Features

  • Identify vulnerabilities before insurance underwriting
  • No insurance purchase required
  • Supports custom test scenarios and failure-mode analysis

Target Users: AI teams validating system robustness