Kinro

AI-powered sales agents that automate insurance sales workflows for brokers and carriers

Distribution & Sales Startup Seed

Overview

Kinro is an autonomous insurance sales platform that uses AI agents to automate the full insurance sales workflow. The platform addresses underinsurance in the small and mid-market segment by deploying AI-powered agents that operate 24/7 across multiple channels, handling buyer qualification, real-time quoting, coverage recommendations, and policy binding without human intervention. The company launched in April 2026 and achieved rapid traction, securing licenses in 24 states and appointments from 10 insurance carriers within three weeks of launch, while autonomously binding multiple policies within its first weeks of operation.

Kinro's AI agents integrate with existing broker and carrier platforms through APIs, enabling deployment across ChatGPT, Google Gemini, WhatsApp, and embedded partner experiences. The system routes complex cases to licensed agents while preserving conversation context, ensuring regulatory compliance across all supported jurisdictions. The platform is built to handle the full insurance sales lifecycle with minimal human touchpoints, from initial customer discovery through policy issuance.

The company is Y Combinator-backed (Spring 2026 batch) and has secured funding from Crystal Venture Partners. The founding team includes AI and insurance technology leaders: Pierre-Alexandre Kamienny (CEO, former AI researcher at Google DeepMind and Meta), Corentin Hugot (COO, former Chief Insurance Officer at an insurtech company), and Parth Ainampudi (former ML systems engineer at Zoox).

Products & Services

AI Sales Agent Platform

Kinro's core offering is an autonomous AI agent platform designed to sell insurance policies without direct human involvement. The platform qualifies prospects through natural conversation, generates real-time quotes based on policy terms and conditions, provides personalized coverage recommendations, and binds ready-to-issue policies autonomously.