K-BIT

Cloud CRM and back-office software for Polish insurance agencies and broker networks

Distribution & Sales Established Bootstrapped

Overview

K-BIT is an agency management platform provider for insurance agencies and multi-agency broker networks in Poland. Its flagship product, iAgent24, is a cloud-based CRM and back-office system that handles client and policy records, commission settlement, and cash-collection reconciliation for P&C and life insurance intermediaries.

iAgent24 runs on Oracle Cloud (Oracle Autonomous AI Database) hosted within the EU and imports policy and cash-collection data from more than a dozen Polish insurance carriers. The platform includes GDPR-compliant document archiving, more than 20 pre-built production and commission reports, calendar and renewal-reminder tools with SMS/email delivery, and Polish KSeF e-invoicing integration for commission settlement. K-BIT also develops and maintains bespoke insurance-enterprise applications, a line of business that predates iAgent24 and continues alongside it.

K-BIT reports iAgent24 usage of more than 2,500 active users in Poland, processing over 1 million commission records and 1,000-plus policies per day. The company has operated as a self-funded partnership for more than two decades, including a 20-plus-year systems development and maintenance relationship with Allianz Polska covering group life and damage insurance.

Products & Services

iAgent24

Cloud-based CRM and billing/back-office system for insurance agencies and multi-agency broker networks, built specifically for the Polish market.

Key Features

CRM and client database with GDPR-compliant electronic document archiving
Automated commission settlement with KSeF e-invoicing integration
Cash-collection monitoring across a network of insurance companies, with data imports from 14-plus carriers for policies and 12 for cash collection
More than 20 pre-built reports covering production, renewals, commissions, and agency margins
Calendar, task allocation, and renewal reminders delivered by SMS and email
Sales-structure administration, including agent network management and power-of-attorney generation

Target Users: Solo agents, small and mid-size agencies, and multi-agency broker networks in Poland

Custom Application Development & Maintenance

Bespoke software development, implementation, and long-term maintenance and support for insurance-enterprise systems. This is K-BIT's original line of business, predating iAgent24, and remains active for large accounts.

Target Users: Insurance carriers and large enterprise accounts