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INAT

Digital insurance platform for agencies, brokers, and policyholders in Kenya

Distribution & Sales Growth Bootstrapped
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Overview

INAT is a digital distribution and agency management platform for insurance brokers, agents, and policyholders in Kenya. The company operates an API-based system that enables multi-insurer policy access, purchase, and management through a single web portal and mobile application.

The platform delivers core agency management tools -- client and vehicle tracking, commission statement reporting, bulk communications, and cloud backup -- alongside consumer-facing features such as mobile money premium payments, policy renewal notifications, and accident reporting. The Android mobile app extends 24/7 access to insurance services without requiring visits to physical branches.

INAT serves over 250 clients in Kenya's insurance sector, including brokers and agencies such as Tikam Insurance Agency, Kisima Medical and General Insurance Agency, Penpact Insurance Agency, and Maxsis Insurance Agency. Founded in 2019, the company operates as a bootstrapped entity focused on digitizing the insurance value chain in East Africa.

Products & Services

Web Platform

A browser-based portal at inat.co.ke/user for insurance professionals and consumers to access digital insurance services across multiple insurers from a single interface.

Key Features

  • Multi-insurer policy purchase and comparison
  • Policy renewal and extension management
  • Policy status notifications via email and SMS

Target Users: Insurance brokers, agents, and policyholders

Agency & Brokerage Management Software

A specialized management module for insurance agents and brokers to run day-to-day operations digitally.

Key Features

  • Client and vehicle management
  • Commission and production statement tracking
  • Data analytics and reporting dashboards
  • Bulk SMS and email communication
  • Cloud backup and data restoration

Target Users: Insurance agencies and brokerage firms

Mobile App (Android)

Available on Google Play, the mobile application provides 24/7 access to insurance products and policy management with mobile money integration for premium payments.

Key Features

  • Mobile money premium payments via M-PESA till
  • Policy status tracking and renewal management
  • Accident investigation tools and reporting

Target Users: Individual policyholders and field agents

At a Glance

Founded
2019
Headquarters
Rumuruti, Kenya
Employees
11-50
Funding
Bootstrapped

Category & Focus

Category
Distribution & Sales
Subcategories
Agency Management Digital Storefront Mobile Insurance
Insurance Verticals
P&C Personal P&C Commercial Health
Target Customers
Agents/Agencies, Brokers, Consumers

Customers

  • Tikam Insurance Agency
  • Kisima Medical & General Insurance Agency Ltd
  • Penpact Insurance Agency
  • Maxsis Insurance Agency

Last updated: 2026-06-28