in4mo

Property claims and renovation software for insurance carriers and contractors

Claims Technology Established Acquired

Overview

in4mo is a property claims and renovation software platform serving insurance carriers and construction partners. The company specializes in streamlining property damage claims handling, cost estimation, and repair partner management for P&C insurers across the Nordic region, Germany, and expanding European markets.

The platform is delivered as a cloud-based SaaS solution with REST API integrations connecting insurance carrier backends with contractor management systems and ERP platforms. Core capabilities include standardized repair cost determination, price negotiation workflows, and automated claims routing. The company processes over 180,000 building repair claims annually across its customer base.

Founded in 2007 and headquartered in Espoo, Finland, in4mo was acquired by Solera Holdings in February 2019. Solera is a global provider of claims and repair software for the automotive and property industries. in4mo continues to operate within the Solera portfolio, serving major Nordic and European insurers including Gjensidige, Tryg, KLP, and Suncorp.

Products & Services

Building Claims

A property claims management solution that optimizes the end-to-end claims process with standardized cost estimation tools and automated repair cost determination.

Key Features

Standardized repair cost determination across contractor networks
Transparent cost estimation for claimants and insurers
Automated claims routing and partner assignment

Target Users: P&C insurance carriers handling property damage claims

Contractor Pro

A workflow management solution for contractors and repair partners working within insurer networks, including ERP integrations via real-time communication APIs.

Key Features

Integration with contractor ERP and job management systems
Real-time communication between insurance carriers and repair partners
Price negotiation and approval workflows

Target Users: Property restoration contractors and insurer-approved repair networks

Emission Estimatics

A sustainability module that measures and tracks the carbon footprint impact of building claims and repair processes.

Key Features

Carbon footprint measurement per claim
Emissions tracking across the repair supply chain
Sustainability reporting for insurance carriers

Target Users: Insurance carriers with ESG reporting requirements

Integration APIs

REST API capabilities enabling third-party systems to connect directly with the in4mo platform for seamless data exchange.

Key Features

REST API for ERP and contractor platform integrations
Real-time data exchange between insurance carriers and construction platforms
Support for custom workflow automation

Target Users: Insurance carriers and construction technology vendors

At a Glance

Founded: 2007
Headquarters: Espoo, Finland
Employees: 51-200
Funding: Acquired

Category & Focus

Category: Claims Technology
Subcategories: Property Claims Management Cost Estimation Repair Network Management
Insurance Verticals: P&C Personal P&C Commercial
Target Customers: Carriers