hotline.finance

Ukraine's online insurance marketplace for comparing and purchasing policies digitally

Distribution & Sales Growth Bootstrapped

Overview

hotline.finance is an insurance comparison and digital sales platform serving individual consumers in Ukraine. The platform enables users to compare policies across 25+ insurance carriers, obtain pricing, and complete purchases entirely online -- eliminating reliance on traditional agent intermediaries.

The platform covers auto insurance (OSAGO mandatory motor liability, KASKO comprehensive, Mini-KASKO, and international Green Card), travel insurance, property insurance, and personal accident coverage. Policies are issued digitally with legal standing equivalent to paper documents. The company also offers a mobile app (iOS and Android) with over 940,000 downloads, automated Green Card issuance in under five minutes, and supplementary driver tools including road vignette payments and traffic fine processing.

Founded in 2016 from a financial information service covering Ukrainian banks, the company has facilitated over 2 million policy sales and maintains partnerships with 25+ carriers including AXA, UNIQA, PZU Ukraine, and Oranta. It received Village Capital and MetLife Foundation grant support in 2018 and has won multiple Ukrainian Fintech Awards, including Best Insurtech Provider at the 2025 Ukrainian Fintech Awards.

Products & Services

Insurance Comparison Marketplace

Web-based platform for comparing and purchasing insurance products across multiple carriers:

Key Features

Multi-carrier comparison for auto, travel, property, and personal insurance
Fully digital policy issuance with legal equivalence to paper policies
Green Card international travel insurance issued automatically in under five minutes
Driver services: road vignette payments, traffic fine processing, vehicle and policy lookup

Target Users: Individual consumers in Ukraine

Mobile Application

iOS and Android app for policy management and purchase with over 940,000 downloads.

Key Features

Policy purchase and management on mobile
4.8-star App Store rating; 4.3-star Google Play rating
Automated Green Card issuance
Multi-channel customer support (Telegram, Viber, Messenger, Instagram)

Target Users: Consumers seeking mobile-first insurance management

Referral Program

Customer referral system offering up to 30% benefits to participants who refer new policyholders.

Target Users: Existing customers

At a Glance

Founded: 2016
Headquarters: Kyiv, Ukraine
Employees: 51-200
Funding: Bootstrapped

Category & Focus

Category: Distribution & Sales
Subcategories: Online Insurance Marketplace Digital Policy Issuance Comparison Shopping
Insurance Verticals: P&C Personal Specialty/E&S
Target Customers: Consumers, Carriers