GoKlaim

Flexible employee benefits platform for Health Spending Accounts, Wellness Spending Accounts, and rewards programs

Specialty Solutions Startup Bootstrapped

Overview

GoKlaim is an employee benefits administration platform for Health Spending Accounts (HSA), Wellness Spending Accounts (WSA), and automated rewards programs, targeting employers of all sizes. The platform is developed by Koverhoop Technologies Inc., a Quebec-based company building technology products for the group insurance and benefits space. GoKlaim positions itself as a cost-effective alternative or complement to traditional group insurance, enabling organizations to offer personalized, flexible benefits packages.

The platform is delivered as a web-based SaaS with native mobile apps for iOS and Android. It supports over 99 pre-configured benefit categories across health, wellness, and lifestyle spending, with direct reimbursement processing and a 24-48 hour turnaround. Key security features include SOC II Type II certification, 256-bit AES encryption, multi-factor authentication, and biometric login on mobile. Onboarding is structured for rapid deployment, designed to complete in approximately 15 minutes.

GoKlaim has processed more than 8,000 claims and serves over 5,000 active users, distributing more than USD 318,000 in allowances. The founding team brings over 35 years of combined experience in employee benefits and brokerage. The company distributes through insurance brokers and HR consultants as channel partners alongside direct sales.

Products & Services

Health Spending Accounts (HSA)

Customizable health benefit accounts covering dental, vision, medical, and paramedical expenses. Employers set annual or periodic allowances disbursed on a monthly, quarterly, or annual cycle. Employees submit and track claims through the web or mobile app.

Key Features

Flexible disbursement schedules (monthly, quarterly, annual)
Coverage for dental, vision, medical, and paramedical categories
Family and dependent coverage support
Rollover capability for unused balances

Target Users: Small and mid-sized employers seeking an alternative or supplement to traditional group health insurance

Wellness Spending Accounts (WSA)

Flexible allowance accounts spanning 99+ pre-configured categories including fitness, professional development, travel, home office equipment, and lifestyle expenses. Employers can configure which categories are eligible; employees self-direct their allocations.

Key Features

99+ pre-configured eligibility categories with custom additions
Employee self-direction of category allocation
Real-time claim submission via mobile app
Rollover of unused balances

Target Users: Employers seeking non-health lifestyle and wellness benefits for workforce retention and engagement

Rewards & Recognition

Automated benefit distribution tied to defined milestones and events, including birthdays, work anniversaries, performance bonuses, and peer recognition. Managed within the same platform as HSA/WSA administration.

Key Features

Event-triggered automatic rewards
Peer and manager recognition workflows
Milestone tracking (anniversaries, birthdays)
Integrated into the central employer dashboard

Target Users: HR teams and employers running structured recognition and incentive programs

At a Glance

Founded: 2021
Headquarters: Drummondville, Quebec, Canada
Employees: 1-10
Funding: Bootstrapped

Category & Focus

Category: Specialty Solutions
Subcategories: Employee Benefits Administration HSA/WSA Platforms Rewards & Recognition
Insurance Verticals: Group Benefits Health
Target Customers: Employers, Brokers