GBO Cloud

Digital exchange hub connecting insurers and brokers in Belgium and Luxembourg

Insurtech Infrastructure Established Bootstrapped

Overview

GBO Cloud is an insurance data exchange platform for brokers and insurance companies operating in Belgium and Luxembourg. The platform acts as a centralized hub for standardized "blocs retour" -- structured data blocks that insurers transmit to brokers covering policy updates, endorsements, financial statements, and tax documents. By acting as the intermediary layer between 30+ insurers and roughly 1,000 brokers, GBO Cloud eliminates manual communication by phone, email, and paper mail.

The platform delivers its service as a cloud-hosted progressive web application with REST API integrations into all major Belgian broker management software packages -- Brio, Brokercloud, Broker Stars, Cobra, Insusoft, and Sigura. It adheres to the Telebib2 messaging standard used across the Belgian insurance market and uses an EDIFACT conversion engine for insurers not yet able to produce structured data natively. Security certifications include GDPR compliance, CyberFundamentals, and NIS2.

GBO Cloud processes over 100 million production, financial, and damage blocs retour annually. The platform has expanded steadily since 2022, completing integrations with Brokercloud (December 2022), Insusoft (2023), and Brio via Portima (October 2025). Notable insurers on the platform include AG Insurance, Allianz, AXA, Baloise, DKV, Ethias, KBC Verzekeringen, and NN.

Products & Services

GBO Cloud Application

A centralized SaaS hub for standardized data exchange between insurance companies and brokers in the Belgian market. Insurers connect once to the platform and automatically reach the entire network of connected brokers.

Key Features

Production blocs retour: automated transmission of policy-related messages including new policies, endorsements, amendments, and portfolio overviews
Financial blocs retour: payment notices, account statements, tax certificates, and commission summaries
Document centralization: digital delivery of accounting documents previously distributed by post or email
Document conversion: EDIFACT conversion service for insurers unable to produce structured data natively
Broker software auto-update: broker management software receives data via API without manual downloads

Target Users: Insurance companies, mandated underwriters, and insurance brokers

At a Glance

Founded: 1993
Headquarters: St-Genesius-Rode, Belgium
Employees: 1-10
Funding: Bootstrapped

Category & Focus

Category: Insurtech Infrastructure
Subcategories: Data Exchange B2B Integration Platform Document Distribution
Insurance Verticals: P&C Personal P&C Commercial Life & Annuity Specialty/E&S
Target Customers: Carriers, Brokers

Customers

AG Insurance
Allianz
AXA
Baloise
DKV
Ethias
HDI Global
KBC Verzekeringen
NN
Vivium
Aedes, ARAG, Arces, Athora, Avise, BDM, DAS, Euromex, Europ Assistance, IBIS, Legal Village, Mensura, MS Amlin, Optimco, Piette & Partners, Protect, Swinz, TVM, Securex, L'Ardenne Prevoyante

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Last updated: 2026-06-25