FUSIONMGA

Cyber insurance and integrated security tools through a wholesale-only MGA platform.

Specialty Solutions

Overview

FusionMGA is a cyber insurance MGA distributing policies exclusively through wholesale and retail broker channels. The company was founded in 2022 and grew out of a cybersecurity technology background, a distinction the company uses to differentiate its underwriting approach from traditional insurers. It operates as a wholesale-only managing general agent with a focus on cyber liability coverage for businesses of all sizes.

The company underwrites cyber insurance policies backed by capacity from Lloyds of London, with a stated capacity ceiling of USD 750 million. Coverage priorities include ransomware and AI-driven threats, which the company identifies as dominant loss drivers in the cyber segment. FusionMGA applies a patented risk scoring engine -- developed in partnership with RiskAnalytics -- to evaluate exposure at the time of submission.

Distribution is structured exclusively through the wholesale channel. A strategic arrangement with Amwins provides retail brokers with access to FusionMGA's cyber capacity alongside complimentary access to a suite of proprietary cybersecurity tools bundled with each policy. The company's distribution model relies on broker relationships rather than direct-to-consumer sales.

Products & Services

Cyber Liability Insurance

Core cyber insurance policy underwritten on Lloyds of London paper. Designed for businesses of all sizes seeking coverage for cyber-related losses.

Key Features

Ransomware and extortion coverage
AI-driven threat protection
Comprehensive cyber liability coverage

Target Users: Businesses of all sizes, accessed through retail and wholesale brokers.

Distribution: Wholesale-only via Amwins and wholesale broker network.

FusionHub (Broker and Policyholder Platform)

A centralized dashboard providing access to policy documents, cybersecurity tools, network scan results, and real-time threat monitoring throughout the policy term. Included at no additional cost with each policy.

Key Features

Policy forms and claims guidelines
Initial network perimeter scans
Activation instructions for bundled security tools
Continuous threat monitoring and insights

Target Users: Policyholders and distributing brokers.

Distribution: Available to all FusionMGA policyholders through the broker portal.

Bundled Cybersecurity Tools

A set of proprietary security tools provided to policyholders at no additional cost alongside the cyber insurance policy:

Key Features

FusionPHISH -- Phishing awareness training
FusionPASS -- MFA-enabled password manager for teams
CyberAwareness On Demand -- Short-format security training videos
FusionLENS -- Digital risk assessment tool
FusionEDGE -- Automated threat blocking service
Policies and Checklists -- Sample corporate security policies and implementation checklists