Fusionbase
External data hub for insurance data enrichment, underwriting automation, and risk model integration
Overview
Fusionbase is a data enrichment and external data access platform for insurers, data science teams, and enterprise analytics functions. A spin-off of the Technical University of Munich, the company provides a unified API interface to thousands of curated datasets drawn from government agencies, NGOs, universities, and vetted data vendors. Insurance use cases span underwriting automation, risk model enrichment, and claims data validation.
The platform uses a virtualization architecture that delivers zero-copy, storage-agnostic access to data streams -- including socio-demographics, company master data, natural disaster records, crime statistics, weather patterns, and mobility data. A proprietary entity matching engine resolves and merges records about the same entity across multiple sources at query time, giving users a unified view without manual data preparation. Data scientists access the full catalog through a single REST API.
Fusionbase serves German insurance carriers including Generali Deutschland, Gothaer Allgemeine Versicherung, Nurnberger Versicherung, and Munchener Verein. At Generali Deutschland, the platform achieved a 75% automation rate for industry classification. The company participates in the InsurLab Germany accelerator and is a member of the InsurTech Hub Munich ecosystem.
Products & Services
Fusionbase Data Hub
A virtualization platform that aggregates and serves thousands of external data streams through a single REST API. The hub normalizes data from public and commercial sources into machine-readable formats, enabling data teams to discover, access, and integrate external datasets without building individual data pipelines.
Key Features
- Zero-copy, storage-agnostic data access with fast querying and catalog search
- Proprietary entity matching that merges records across sources at runtime
- Coverage across socio-demographics, company data, natural disasters, crime, weather, and mobility
- REST API with standardized response formats for downstream analytics integration
- Industry classification and tariff characteristic extraction for commercial insurance underwriting
Target Users: Data scientists and analysts at insurance carriers; enterprise risk and analytics teams
At a Glance
- Founded
- 2019
- Headquarters
- Munich, Germany
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Underwriting & Risk
- Subcategories
- Data enrichment external data integration risk scoring underwriting automation
- Insurance Verticals
- P&C Commercial Specialty/E&S
- Target Customers
- Carriers
Customers
- Generali Deutschland -- 75% automation rate for industry classification
- Gothaer Allgemeine Versicherung -- auto-populate insurance quotes with pricing characteristics (in collaboration with SAS)
- Nurnberger Versicherung
- Munchener Verein
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Last updated: 2026-06-07