Fuse Commercial
AI-powered intelligence platform for commercial insurance brokers and underwriters
Overview
Fuse Commercial (Fuse International, Inc.) is an AI-driven market intelligence platform serving commercial insurance brokers and underwriters. The platform continuously reads and synthesizes data from 50+ live sources -- including SERFF rate filings, NAIC carrier financials, FMCSA safety records, court verdicts, weather events, and Lloyd's market data -- to surface actionable signals about carrier appetite, market conditions, and account-level risk.
The platform delivers its intelligence through a suite of modular products: Mark (submission scoring), Watch (peril monitoring), Radar (carrier filing intelligence), Beacon (portfolio analysis), Atlas (carrier and broker directory), and Wire (deal room messaging). These tools are available via a tiered subscription model with a free plan and Professional and Enterprise tiers. Enterprise clients receive API access, SSO/SAML authentication, and additional intelligence modules. The platform is SOC 2 compliant and targets the U.S. commercial insurance market with coverage across all 50 states.
Fuse was founded in 2023 by Sean Bourgeois, who previously built and exited Tremor Technologies, a programmatic reinsurance marketplace. The company is backed by 25+ insurance industry investors. It has expanded rapidly since launch, adding dedicated intelligence verticals for Contractors & Construction, Real Estate & Habitational, Agriculture, and Transportation, with Reinsurance and additional verticals in development.
Products & Services
Mark
AI submission intelligence tool launched May 2026. Scores commercial insurance submissions against live market data across five dimensions: filings, claims, weather, court verdicts, and carrier appetite. Accepts PDFs, Word documents, spreadsheets, ACORD forms, declarations pages, loss runs, and images -- individually or in batch.
Key Features
- Multi-format document ingestion including ACORD forms and loss runs
- Scores submissions across five live market dimensions in seconds
- Available on a 14-day free trial; included in Professional and Enterprise tiers
Target Users: Commercial insurance brokers, underwriters
Watch
Live peril dashboard for commercial insurance and reinsurance. Tracks storms, freezes, wildfires, and crop-hail events in real time, filtered to a broker's relevant accounts. Expanded globally in May 2026 to deliver peril intelligence across five international regions.
Key Features
- Real-time tracking of major peril events (storms, wildfires, freezes, crop-hail)
- Account-level filtering to surface only relevant exposure
- Global coverage across five regions as of May 2026
Target Users: Commercial brokers, carriers, reinsurers
Radar
AI risk intelligence engine monitoring carrier filings, approvals, withdrawals, and appetite shifts across all 50 U.S. states in real time. Enables brokers to anticipate market changes before they occur. Free tier includes 100 Radar searches per month.
Key Features
- Live monitoring of SERFF filings and carrier appetite changes
- Coverage across all 50 U.S. states
- Available in free tier (100 searches/month) and all paid tiers
Target Users: Commercial insurance brokers
Beacon
Portfolio analysis tool that surfaces coverage gaps, geographic and class concentration, and replacement cost drift across a broker's book of business.
Key Features
- Coverage gap identification across portfolio
- Geographic and class concentration analysis
- Replacement cost drift detection
Target Users: Commercial insurance brokers managing large books
Atlas
Real-time directory of 50,000 verified brokers, carriers, and MGAs within the Fuse network.
Key Features
- 50,000 verified network participants
- Searchable directory of brokers, carriers, and MGAs
- Pairs with Wire for in-platform communications
Target Users: Brokers, carriers, MGAs
Wire
Real-time messaging and deal room network for brokers, carriers, and MGAs within the platform.
Key Features
- In-platform deal rooms for structured communications
- Complements Atlas directory for direct outreach
- Integrated into all subscription tiers
Target Users: Brokers, carriers, MGAs
Prism
Account-level intelligence engine for deeper programmable analysis. Available in Professional and Enterprise tiers.
Key Features
- Account-specific programmable intelligence
- Available in Professional and Enterprise tiers
Target Users: Commercial insurance brokers and underwriters
Pulse
Producer compliance monitoring tool for enterprise carriers. Available exclusively in the Enterprise tier.
Key Features
- Producer compliance tracking
- Enterprise-only tier
Target Users: Enterprise carriers
At a Glance
- Founded
- 2023
- Headquarters
- Greenwich, CT
- Employees
- 11-50
- Funding
- Seed
Category & Focus
- Category
- Underwriting & Risk
- Subcategories
- Market intelligence submission scoring peril monitoring portfolio analytics
- Insurance Verticals
- P&C Commercial Specialty/E&S Reinsurance
- Target Customers
- Brokers, Carriers, MGAs/MGUs, Reinsurers
Links
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Last updated: 2026-06-15