FOXEN
AI-enabled renters insurance compliance and resident financial wellness for multifamily housing.
Overview
Foxen is a proptech and insurtech company providing AI-enabled renters insurance compliance monitoring, financial wellness tools, and property management solutions for the multifamily housing industry. Founded in 2017 and headquartered in Columbus, Ohio, Foxen helps property owners and operators achieve 100% renters insurance compliance, reduce liability exposure, and support resident financial health.
The platform monitors certificates of insurance (COI) 24/7/365 using AI-powered verification and automatically enrolls non-compliant residents in property damage liability waiver programs. Foxen also offers rent credit reporting and AI-powered pet and ESA management tools that add revenue and reduce risk for multifamily operators.
Foxen integrates with all major property management systems and all three major U.S. credit bureaus, enabling seamless compliance automation across large and small apartment portfolios. The company serves multifamily property owners, operators, and management companies across the United States.
Products & Services
WaiverCore
Property damage liability waiver program providing 100% renters insurance compliance. Monitors compliance around the clock using AI-powered COI verification and auto-enrolls non-compliant residents in a damage liability waiver program.
Key Features
- 24/7/365 AI-powered certificate of insurance (COI) monitoring
- Automated waiver enrollment triggered by coverage gaps
- Integration with major property management systems
Target Users: Multifamily property owners and operators
WaiverCell
Self-insured property damage liability waiver using a protected cell structure within the Foxen captive insurance entity. Enables property operators to self-insure resident liability risk.
Key Features
- Protected cell captive structure
- Self-insurance for resident property damage liability
- Compliance monitoring and waiver administration
Target Users: Larger multifamily operators seeking captive insurance solutions
WaiverFlex
Wraparound technology layer for property operators that already have existing captive insurance programs. Provides compliance monitoring and waiver administration on top of existing structures.
Key Features
- Supports existing captive programs
- Compliance monitoring and reporting
- Integration with current operator workflows
Target Users: Multifamily operators with existing captive insurance programs
Rentistry
Rent reporting service that reports residents' monthly rent payments to all three major U.S. credit bureaus (Experian, Equifax, TransUnion), helping residents build credit history through on-time rent payments.
Key Features
- Reports to Experian, Equifax, and TransUnion
- Claims 61% likelihood of increased rental rates for participating properties
- Average +35 point credit score improvement for residents
Target Users: Multifamily property managers seeking resident financial wellness benefits
PetClear
AI-powered pet and emotional support animal (ESA) management tool that streamlines animal information collection, detects ESA documentation fraud, and provides pet-related revenue optimization for property teams.
Key Features
- AI-powered fraud detection for ESA documentation
- Streamlined animal information collection and verification
- Pet fee and deposit revenue optimization
Target Users: Multifamily property managers and leasing teams
At a Glance
- Founded
- 2017
- Headquarters
- Columbus, Ohio, USA
- Employees
- 11-50
- Funding
- Series A (USD 44M, June 2022)
Category & Focus
- Category
- Specialty Solutions
- Subcategories
- Renters insurance compliance property damage liability waivers resident financial wellness pet management
- Insurance Verticals
- P&C Personal
- Target Customers
- Carriers, MGAs/MGUs
Customers
- Harrison Street
- Daniel Management Group
- Coastal Ridge Real Estate
- Nicol Investment Firm
- Willmax Capital
Links
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Last updated: 2026-04-10