Overview
Flinket is an Open Insurance and Wealthtech platform for banks, insurance carriers, and other financial institutions in Spain and the broader EMEA market. The company provides modular, API-first infrastructure that enables regulated financial entities to design, distribute, and operate fully digital insurance-based investment and savings products while maintaining regulatory compliance.
The platform is built around an API-first architecture aligned with Open Insurance principles, providing RESTful endpoints with OAuth2 authentication, webhook support, multi-language SDKs, and a sandbox environment for integration testing. Financial institutions can use it to offer clients custom investment portfolios backed by insurance products, including the ability to replicate independent portfolio manager strategies. The full product lifecycle -- from product design to distribution to ongoing operations -- runs digitally without paper.
Flinket closed a EUR 1.4M seed round in December 2025 with backing from Antai Venture Builder founders (known for Glovo and Wallapop), EBISU Digital VC, and MGC Mutua as a strategic partner and regulatory guarantor. The funding positions the company to expand its infrastructure offering across the EMEA region, targeting banks and insurance carriers seeking digital-native investment product capabilities.
Products & Services
Insurance-Based Investment Platform
A modular digital platform for financial institutions to design and launch insurance-based investment and savings products. The platform handles the full product lifecycle in a paperless, digital environment, enabling immediate execution while preserving tax advantages and returns for end clients.
Key Features
- Full product lifecycle management -- design, distribution, and operations
- Custom portfolio creation and independent portfolio manager strategy replication
- Automated compliance and regulatory processing for EU-regulated entities
- 100% digital, paperless workflow with immediate execution
Target Users: Banks, insurance carriers, and financial institutions in EMEA
Open Insurance API Infrastructure
API-first developer infrastructure enabling ecosystem orchestration and integration of insurance-based financial products into existing banking and insurance platforms.
Key Features
- RESTful API with OAuth2 authentication and API key support
- Webhook support for real-time event processing
- SDKs in multiple programming languages
- Free sandbox/test environment for integration development
- Comprehensive integration guides with use-case examples
Target Users: Technology teams at banks and insurance carriers integrating Open Insurance capabilities
At a Glance
- Founded
- 2021
- Headquarters
- Madrid, Spain
- Employees
- 1-10
- Funding
- Seed
Category & Focus
- Category
- Insurtech Infrastructure
- Subcategories
- Open Insurance API Platform Investment Product Infrastructure
- Insurance Verticals
- Life & Annuity Specialty/E&S
- Target Customers
- Carriers, Brokers
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Last updated: 2026-06-13