Fixico

Digital repair and claims management platform connecting insurers, fleet operators, and repair networks across EMEA

Claims Technology Growth Series A

Overview

Fixico is a claims technology platform specializing in motor vehicle repair orchestration for insurance carriers, fleet operators, rental companies, and original equipment manufacturers. Founded in 2014 in Amsterdam, the company operates across 10 countries in EMEA, connecting all parties in the repair process -- insurers, repairers, and policyholders -- through a single integrated system.

The company's platform automates and digitizes vehicle repair workflows through AI-powered matching, real-time status tracking, integrated messaging, and cost analytics. Delivered as a cloud-based SaaS solution with REST API integration, Fixico connects with existing claims management platforms including Guidewire, Duck Creek, and Salesforce. The platform handles GDPR-compliant data processing throughout the repair lifecycle.

Fixico serves over 250 companies internationally, including insurers such as AXA, fleet operators such as Arval, and rental companies such as Europcar and SIXT. The company raised USD 21.7M across five funding rounds, including a Series A of USD 14.3M in 2021 led by Finch Capital and Autotech Ventures. In March 2026 Fixico launched Fixico One, an all-in-one platform combining repair management with marketplace access for fleet and insurance use cases.

Products & Services

Fixico One

Launched in March 2026, Fixico One is an all-in-one repair and maintenance management platform combining marketplace access with AI-powered orchestration. Designed for fleet operators and insurance providers, it manages the full vehicle repair lifecycle from initial claim through job completion.

Key Features

AI-powered control across repair and maintenance workflows
Collaboration tools for all stakeholders (insurers, repairers, policyholders)
End-to-end transparency and audit trail
European repair network marketplace access

Target Users: Fleet operators, insurance carriers

Digital Repair Journey

An end-to-end repair experience platform guiding customers, insurers, and repairers through the claims and repair process with automated communications and status updates.

Key Features

Integrated messaging between all parties
Real-time repair status updates
Automated customer communications
24-hour quote delivery workflow support

Target Users: Insurance carriers, policyholders, repair shops

Smart Matchmaking

A network-based repair assignment system that matches repair jobs to appropriate service providers based on location, expertise, availability, and performance data.

Key Features

Algorithmic matching across the repair network
Performance-based provider ranking
Geographic coverage optimization
Capacity and availability management

Target Users: Fleet managers, insurance claims handlers

Real-time Insights

A data analytics and reporting module providing visibility into repair operations, cost trends, and performance metrics.

Key Features

Cost trend analysis and reporting
Repair cycle time tracking
Provider performance benchmarking
Opportunity identification for operational optimization

Target Users: Operations managers, insurance carriers, fleet operators

TCR Calculator

A Total Cost of Repairs calculator available to stakeholders for analyzing repair economics and optimizing repair strategies.

Target Users: Fleet managers, insurance analysts

At a Glance

Founded: 2014
Headquarters: Amsterdam, Netherlands
Employees: 51-200
Funding: Series A

Category & Focus

Category: Claims Technology
Subcategories: Motor Claims Management Repair Network Orchestration Digital Claims Workflow
Insurance Verticals: P&C Personal P&C Commercial Specialty/E&S
Target Customers: Carriers, Brokers, Fleet Operators