esurance

SaaS platform automating accident and sickness indemnity insurance distribution for Swiss SMEs

Distribution & Sales Growth PE-Backed

Overview

esurance is an insurance distribution SaaS platform for Swiss carriers, brokers, and sales organizations operating in the SME accident (UVG) and sickness indemnity (KTG) insurance market. Founded in 2013 in ZÃ¼rich, the company initially operated with broker licensing before transitioning to a pure platform provider model around 2022-2023.

The platform delivers five integrated modules -- Organizational Data, Premiums & Risk, Contract Data, Quotations & Applications, and Analytics -- covering the full distribution workflow from prospect management through underwriting approval and contract execution. It operates as a white-label SaaS solution, enabling carriers and brokers to run branded distribution experiences while connecting to their existing core insurance and broker management systems via REST API.

esurance has processed more than CHF 40M in annual premiums through its platform. A reference deployment is "SWICA INTEGRA," built for SWICA, Switzerland's largest sickness indemnity insurer, which digitalized that carrier's distribution and underwriting processes end-to-end. The company received institutional investment from Assepro Group in 2017 and employs approximately 35 specialists.

Products & Services

Insurance Distribution Platform

A configurable, white-label SaaS platform covering the end-to-end accident and sickness indemnity insurance distribution cycle for the Swiss SME market.

Key Features

Organizational Data module for customer data import, enrichment, and automated triage
Premiums & Risk module for pricing calculation, risk validation, and real-time underwriting decisions
Contract Data module for transmitting policy data to core insurance systems and maintaining synchronization
Quotations & Applications module for sales workflows from initial inquiry through contract execution
Analytics module for cross-functional reporting and business intelligence across brokers, carriers, and service providers

Target Users: Insurance carriers, brokers, and sales organizations serving Swiss SMEs

At a Glance

Founded: 2013
Headquarters: ZÃ¼rich, Switzerland
Employees: 11-50
Funding: PE-Backed

Category & Focus

Category: Distribution & Sales
Subcategories: White-label distribution platform Quote-to-bind Underwriting automation
Insurance Verticals: P&C Commercial Group Benefits
Target Customers: Carriers, Brokers

Customers

SWICA (Switzerland's largest sickness indemnity insurer; deployed as "SWICA INTEGRA")
Gastroversicherungen.ch (specialized gastronomy and hospitality insurance provider)

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Last updated: 2026-07-12