EBAOTECH INC

Open insurance infrastructure powering digital transformation for carriers, agents, and ecosystem partners worldwide.

Insurtech Infrastructure Established PE-Backed

Overview

eBaoTech is an insurance infrastructure software provider serving carriers, brokers, agents, and ecosystem partners across 30+ countries. Founded in 2000 and headquartered in Singapore, the company focuses on core systems modernization and digital distribution connectivity for both life and general insurance markets.

The company product portfolio centers on InsureMO, an API-first middleware platform-as-a-service that enables insurers to compose and launch products, connect distribution channels, and integrate third-party data sources without replacing legacy core systems. Alongside InsureMO, eBaoTech offers dedicated core administration frameworks for life and general lines, as well as SaaS applications for commercial trucking and advisor distribution.

eBaoTech serves over 300 insurance carriers globally, with particular concentration in Asia Pacific, the Middle East, and Africa. The company has recorded three external funding rounds, including a USD 36M private equity round in 2013 and an undisclosed Series D in 2016. Known investors include Ant Group, FTV Capital, Cathay Capital, and Qatar FinTech Hub.

Products & Services

InsureMO

An open insurance Platform-as-a-Service that provides REST APIs, microservices, and pre-built connectors. Insurers use InsureMO as a middleware layer to build and launch insurance products, connect digital distribution channels, and integrate with external data sources without replacing existing core systems.

Key Features

Product composition and rapid launch via API
Multi-channel distribution connectivity (web, mobile, social, agents)
Pre-built ecosystem connectors and an App Exchange marketplace
Supports embedded insurance and B2B2C distribution models

Target Users: Insurance carriers, digital distribution platforms, ecosystem partners

Gemini Open Framework for Life

A core administration platform for life and annuity insurers covering policy administration, claims, billing, and reinsurance management.

Key Features

End-to-end policy lifecycle management for life products
Claims and billing processing
Reinsurance administration
Open architecture for customization

Target Users: Life and annuity carriers

Easy Framework for General

A core administration platform for general and P&C insurers with the same functional breadth as Gemini, optimized for general lines.

Key Features

Policy administration, claims, billing, and reinsurance for P&C
Microservices-based DigitalCore option for cloud-native deployments
Configurable product and rule engines

Target Users: General and P&C carriers

MyTrucksure

A SaaS platform for commercial trucking insurance with digital distribution capabilities.

Key Features

Purpose-built for commercial fleet and trucking risks
Digital application and bind workflow
Integrated with carrier back-office systems

Target Users: Commercial trucking carriers and MGAs

MobileAdvisor

A mobile-first platform for insurance advisors and agents to manage distribution.

Key Features

Mobile interface for sales and servicing
Integration with core policy systems
Supports agent onboarding and product illustration

Target Users: Life insurance agents and financial advisors

At a Glance

Founded: 2000
Headquarters: Singapore
Employees: 501-1000
Funding: PE-Backed

Category & Focus

Category: Insurtech Infrastructure
Subcategories: Core Administration Distribution & Sales API Middleware Policy Administration
Insurance Verticals: Life & Annuity P&C Commercial P&C Personal Reinsurance
Target Customers: Carriers, Brokers, MGAs/MGUs, Agents/Agencies