Dvara E-Dairy Solutions

Livestock insurance and lending technology platform for dairy farmers in India

Specialty Solutions Growth Seed

Overview

Dvara E-Dairy Solutions is a livestock insurance technology and agri-fintech platform serving dairy farmers, insurance carriers, and financial institutions in India. Operating in India's dairy sector, the company digitizes cattle insurance claims processing, livestock loan origination, and herd management for small and marginal dairy farmers who have historically lacked access to formal financial services.

The company's core technology is Surabhi ID, an AI-driven muzzle biometric system that creates a tamper-proof digital identity for individual cattle using machine learning and computer vision. This enables insurance carriers to verify livestock claims accurately, reducing fraud risk. The broader Surabhi Platform integrates insurance, lending, health monitoring, and a marketplace for dairy supplies into a single solution connecting farmers, insurers, banks, and dairy processors.

Founded in 2019 and based in Chennai, Dvara E-Dairy raised USD 2M in a pre-Series A round in June 2022 from Axilor Ventures and Stride Ventures, with participation from Accion Ventures. The company employs approximately 150 people and reported revenue of Rs. 3.38 Cr (approximately USD 400k) for FY2024-2025. Insurance carrier partners include IFFCO Tokio General Insurance, HDFC Ergo, Bajaj General Insurance, and United India Insurance.

Products & Services

Surabhi Platform

A full-stack dairy industry solution integrating cattle loans, insurance, and marketplace services. Designed to connect the entire dairy value chain -- farmers, insurers, lenders, and dairy processors -- through a unified digital platform.

Key Features

End-to-end cattle lifecycle management
Insurance claims processing integrated with Surabhi ID biometric verification
Cattle loan origination and disbursement for dairy farmers
Marketplace for dairy supplies and agricultural inputs

Target Users: Dairy farmers, insurance carriers, banks and NBFCs, dairy cooperatives

Surabhi ID (Digital Cattle Identity)

An ML/AI-powered muzzle biometric identification system that assigns a unique digital identity to individual cattle. Launched in February 2022, the technology uses muzzle pattern recognition for tamper-proof cattle identification without physical tags or implants.

Key Features

Muzzle pattern recognition using computer vision and machine learning
Tamper-proof cattle identity for insurance claims verification
Cattle loan eligibility linked to verified animal identity
Herd tracking and management

Target Users: Insurance carriers, banks and NBFCs, dairy cooperatives, farmers

DIP Cattle Loan

A financing product enabling dairy farmers to purchase and maintain cattle. Addresses the credit access gap for livestock acquisition in rural India, with loan eligibility and disbursement facilitated through the Surabhi Platform.

Target Users: Small and marginal dairy farmers

DIP Cattle Insurance

Livestock risk coverage products developed in partnership with Indian insurance carriers. Claims processing uses Surabhi ID biometric verification to validate animal identity and reduce fraudulent claims.

Target Users: Dairy farmers, insurance carriers

Dvara Surabhi Mobile App

Android mobile application enabling farmers to manage cattle health records, access financial services, and use platform features from mobile devices.

Target Users: Dairy farmers

At a Glance

Founded: 2019
Headquarters: Chennai, India
Employees: 51-200
Funding: Seed

Category & Focus

Category: Specialty Solutions
Subcategories: Livestock Insurance Technology Agri-Fintech Biometric Identity
Insurance Verticals: Specialty/E&S
Target Customers: Carriers, Consumers