Curotech Specialty
Specialty E&S lines MGA with proprietary underwriting technology for commercial property and cannabis
Overview
Curotech Specialty is a commercial property and cannabis package MGA operating exclusively through the wholesale broker channel in the Excess & Surplus Lines market. The company distributes specialty insurance products across 25 or more Midwest and Northeast US states and maintains an international office at the Leadenhall Building in London.
The company underwrites E&S commercial property under a program arrangement with Emerald Bay Risk Solutions, supported by a reinsurance panel of AM Best A- or higher-rated carriers. Accredited Specialty Insurance Company provides fronting capacity for the property program. Cannabis package coverage addresses both property and liability exposures for licensed cannabis operators. A habitational buffer product rounds out the property portfolio for specialty residential placements.
Operations run on a proprietary cloud-based underwriting and analytics platform developed in-house, enabling 24-hour quote turnaround and real-time aggregate exposure monitoring for carrier partners. The platform connects directly to carriers via API, giving capacity providers live access to underwriting data.
Products & Services
Commercial Property (E&S)
Excess & Surplus Lines commercial property coverage for accounts not served by the standard admitted market. Underwritten through a program arrangement with Emerald Bay Risk Solutions, with reinsurance from a panel of AM Best A- or higher-rated carriers.
Key Features
- Excess & Surplus Lines property coverage
- Reinsurance support from AM Best A- or higher-rated carriers
- 24-hour quote turnaround via proprietary underwriting platform
Target Users: Commercial property risks in Midwest and Northeast US states requiring E&S placement, distributed through wholesale brokers
Distribution: Wholesale broker market only
Cannabis Package
Specialty insurance package for cannabis industry operations, covering both property and liability risks.
Key Features
- Property coverage for cannabis operations
- Liability coverage for cannabis-specific risks
Target Users: Licensed cannabis operators requiring specialty coverage not available in the standard market
Distribution: Wholesale broker market only
Habitational Buffer
Specialty buffer layer coverage for residential properties requiring surplus lines treatment.
Key Features
- Buffer layer coverage for specialty residential properties
Target Users: Habitational property risks requiring E&S placement
Distribution: Wholesale broker market only
At a Glance
- Headquarters
- Kansas City, Missouri
- Employees
- 11-50
Category & Focus
- Category
- Specialty Solutions
- Insurance Verticals
- Specialty/E&S P&C Commercial
- Target Customers
- Brokers
Links
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Last updated: 2026-05-17