Comeryx

Smarter Coverage for Hard-to-Place Risks

Underwriting & Risk

Overview

Comeryx is a General Liability and Pollution Liability E&S MGA serving small business artisan contractors in the United States through wholesale distribution. The company was announced in February 2026 upon closing a USD 7.5 million seed round, with first policy issuances anticipated in 2026.

The company targets a structural pricing problem in small commercial lines: artisan contractor risks with premiums under USD 10,000 are typically unprofitable under manual underwriting. Comeryx addresses this by replacing human-in-the-loop underwriting with AI decision engines that automate the full quote-bind-issue workflow. The platform is built around proprietary agentic AI workflows that process minimal application inputs and produce auditable underwriting decisions.

Distribution is exclusively through E&S-licensed wholesale brokers. The company estimates its addressable market at over 500,000 U.S. artisan contractor businesses generating under USD 10 million in revenue, a segment it characterizes as a USD 100 billion-plus opportunity that has been underserved due to the high cost-to-serve of manual processes at low premium volumes.

Products & Services

Artisan Contractor E&S Program

A fully digital General Liability and Pollution Liability program for small business artisan contractors. Designed for risks that are difficult to place in the standard market due to trade type, operations, or hazard profile.