Bdeo

Visual intelligence for insurance claims automation and fleet damage assessment

Claims Technology Growth Series B

Overview

Bdeo is a claims technology platform for P&C carriers and fleet operators, providing AI-driven visual intelligence to automate motor and home insurance claims processing. The company was founded in 2017 and is headquartered in Madrid, Spain.

The platform enables smartphone-based image capture by policyholders and fleet operators, feeding AI models that assess damage, estimate repair costs, and recommend claim decisions without requiring physical inspection. Bdeo supports the full claims lifecycle from first notice of loss through triage, settlement recommendations, and payment acceleration. The solution is delivered as a SaaS platform with integration APIs compatible with systems such as Guidewire ClaimCenter.

Bdeo serves more than 60 insurance and fleet companies across 25 countries, including 50+ insurers in Spain, Portugal, Italy, France, the Nordics, the UK, Mexico, Colombia, and Argentina. In Spain, the platform handles more than 50% of motor insurance underwriting and is used by 8 of the 10 leading motor insurers. Total funding stands at EUR 13.5M across Seed, Series A, and Series B rounds.

Products & Services

Motor Insurance Platform

Automates underwriting subscription and claims management for motor insurers. Uses smartphone-based image capture and AI damage analysis to accelerate policy issuance and claims decisions including triage, settlement proposals, and payment processing.

Key Features

Smartphone-guided image capture for policyholders
AI-powered vehicle damage detection and cost estimation
Automated underwriting decisions and policy proposals
Claims triage and payment acceleration

Target Users: P&C motor carriers and MGAs

Home Insurance Claims Solution

Enables remote assessment of property damage claims without dispatching inspectors. Policyholders submit images through a guided mobile workflow and the AI system evaluates damage for claims resolution.

Key Features

Remote property damage assessment via submitted images
Visual intelligence for home claims triage
Reduction of physical inspection requirements

Target Users: Home insurance carriers

Fleet Management Platform

Supports vehicle leasing, rental, and commercial fleet operators with digital vehicle status monitoring and damage documentation. Enables efficient fleet handover and damage tracking at scale.