b-tix

B2B integration and collaboration platform for the DACH insurance industry

Insurtech Infrastructure Established Bootstrapped

Overview

b-tix GmbH is a B2B integration and collaboration platform provider for the German and DACH insurance market. Founded in 2009 in Dusseldorf, the company builds digital infrastructure connecting insurance carriers, brokers, and intermediaries through BiPRO-standard data exchange and REST APIs. Its main product, b-OX, serves more than 200 risk carriers and thousands of insurance brokers and intermediaries across Germany, Austria, and Switzerland.

The b-OX platform delivers modules covering quotation automation, document management, secure message exchange, and self-service portals. It implements the BiPRO norms (Norm 420, 430, 480, and 500), the German insurance industry data exchange standard, positioning b-tix as a neutral middleware layer between carriers and their distribution channels. b-tix also offers b-tix Client, a no-cost white-label version of the platform for brokers who need basic data exchange without a full deployment.

The company spun off its artificial intelligence work into sister company A-va GmbH, which operates Snoopr -- a self-learning product search and comparison tool for insurance intermediaries. b-tix operates under the X-PLOR Holding structure and has been bootstrapped since founding.

Products & Services

b-OX Platform

Enterprise collaboration and integration platform connecting insurance carriers, brokers, and end customers. Implements BiPRO data exchange standards and exposes REST APIs for third-party system integration.

Key Features

BiPRO-standard data exchange (Norm 420, 430, 480, 500)
Quotation and document workflow automation
Secure message and document exchange via postbox functionality
Customer and broker self-service portals
Risk questionnaire and underwriting automation tools
API server and middleware for core system integration

Target Users: Insurance carriers and brokers in the DACH market

b-tix Client

A white-label, no-cost version of the b-OX platform designed for brokers and intermediaries who need BiPRO-compatible data exchange without a full platform deployment.

Key Features

BiPRO-compatible postbox for secure communications
Data exchange per BiPRO norms
Minimal setup for smaller intermediaries

Target Users: Insurance brokers and intermediaries

Snoopr (via A-va GmbH)

AI-powered insurance product search and comparison tool operated by sister company A-va GmbH. Uses machine learning and semantic search technology to help intermediaries discover and compare insurance products.