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Anivo

API-based bancassurance platform for digital insurance distribution

Distribution & Sales Established Bootstrapped
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Overview

Anivo is a bancassurance technology platform serving banks, insurers, and digital providers in the European market. The platform supports insurance distribution across life, health, and P&C lines of business for clients in Switzerland and Austria.

AnivoCore, the company's SaaS platform, handles the complete bancassurance distribution cycle -- product configuration, digital advisory, real-time underwriting, and policy administration. The platform is delivered as an API-first SaaS application and includes a video-advisory module for regulated remote consultations.

Anivo was founded in 2015 by two former Accenture insurance professionals and operates development centers in Switzerland and Austria. Confirmed clients include Basellandschaftliche Kantonalbank (BLKB), Baloise Insurance, AXA ARAG, and Vorarlberger Landes-Versicherung (VLV). The company is self-funded and has distributed over 1,000 insurance policies through its platform across both markets.

Products & Services

AnivoCore

AnivoCore is an API-based SaaS platform for bancassurance operations. It covers product configuration, digital sales journeys, automated underwriting, and policy administration in a single integrated system.

Key Features

  • Software-guided digital consultations and digital health questionnaires
  • Real-time tariff engine for automated quote generation and underwriting
  • Policy administration including document generation, amendments, and cancellations
  • Video-advisory module for remote insurance consultations
  • Real-time reporting and analytics dashboards

Target Users: Banks and insurers operating bancassurance programs for retail and SME customers

Bancassurance-as-a-Service

Anivo offers an end-to-end managed model for non-insurance organizations seeking to offer insurance products without building proprietary technology.

Key Features

  • Managed product and tariff configuration
  • Digital advisory and sales tooling
  • Policy administration and back-office operations
  • Commission statements and compliance documentation

Target Users: Banks and digital ecosystems entering insurance distribution

At a Glance

Founded
2015
Headquarters
Steinhausen, Zug, Switzerland
Employees
11-50
Funding
Bootstrapped

Category & Focus

Category
Distribution & Sales
Subcategories
Bancassurance technology Digital distribution Quote-to-bind
Insurance Verticals
Life & Annuity P&C Personal P&C Commercial Health
Target Customers
Carriers, Brokers

Customers

  • Basellandschaftliche Kantonalbank (BLKB) -- Swiss cantonal bank; launched bancassurance offering in 2018
  • Baloise Insurance (Basler Versicherungen)
  • AXA ARAG
  • Vorarlberger Landes-Versicherung (VLV) -- first Austrian insurer to offer fully digital policy issuance via video consultation (2019)

Last updated: 2026-07-14