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AllCare

Bundled employee benefits for SMEs, freelancers, and non-traditional workers in the Philippines

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Overview

AllCare is a digital benefits aggregation platform for SMEs, freelancers, contractual workers, and self-employed individuals in the Philippines. The company addresses a structural gap in the Philippine labor market where non-traditional workers typically lack access to the group benefits packages available to regular employees.

The platform pre-negotiates benefit packages with healthcare, wellness, and insurance providers, bundling them into tiered membership plans sold directly to employers and individuals. Members access coverage through a web-based dashboard and mobile app, with a single subscription covering HMO coverage, life insurance, teleconsultation, dental, optical, and wellness perks from more than 15 integrated providers.

AllCare is an affiliate of STORM Technologies and has been recognized as one of the top 25 insurtech startups in the Philippines. The company grew its client base tenfold between 2019 and 2020 and has received investment from 500 Global, Concepcion Carrier Industries, and Plug and Play Tech Center.

Products & Services

MyBenefits Membership Plans

Tiered membership plans that bundle HMO coverage with supplementary benefits into a single affordable subscription.

Key Features

  • Tiered plans (PHP 15,800-19,800/year) covering HMO, life insurance, dental, optical, and wellness
  • PHP 100,000-200,000+ maximum benefit limits depending on plan tier
  • 15+ integrated healthcare and wellness providers in a single plan
  • Available to both group (SME/employer) and individual enrollment

Target Users: SMEs, cooperatives, agencies, freelancers, self-employed individuals

MyBenefits Platform

Web and mobile application enabling members and administrators to manage benefits access.

Key Features

  • Member dashboard for viewing and accessing active benefits
  • Mobile app for on-the-go benefits management
  • Employer/administrator portal for group policy management
  • 24/7 teleconsultation and mental health counseling access

Target Users: Enrolled members, HR administrators, group plan managers