Overview
Zebra InsurTech is an embedded insurance solutions provider based in Mexico City, serving fintech platforms and digital companies across Latin America. The company offers Insurance as a Service (IaaS) through REST APIs and subscription models, enabling partner platforms to embed customizable insurance products into their customer workflows without building insurance infrastructure from scratch.
The core offering is the Ztech Platform, an API-first product that handles subscription management, claims resolution, and real-time analytics. Insurance products are parametrized and delivered in partnership with established carriers including Zurich and GMX. Partners can integrate insurance offerings into digital wallets, checkout flows, loyalty programs, and employee benefit packages.
Founded in 2024 and operating as a startup, Zebra targets the distribution gap in LATAM where fintech platforms seek incremental revenue streams through embedded financial services. The company positions itself as a technology layer connecting fintechs to insurance carriers, handling underwriting parameters, automated premium optimization, and cashback rewards for low claim activity.
Products & Services
Ztech Platform
An API-first platform enabling fintech companies and digital platforms to integrate subscription-based insurance products. The platform includes APIs for subscription lifecycle management, claims handling, and analytics dashboards.
Key Features
- REST APIs for subscription and claims management
- Real-time analytics dashboard
- Parametrized underwriting with automated premium optimization
- Cashback rewards system for low claim activity
Target Users: Fintech platforms, digital wallets, payment companies
Subscription Insurance Products
Customizable, parametrized insurance policies built in partnership with Zurich and GMX. Products are designed for embedding into fintech workflows including wallets, checkout experiences, loyalty programs, and employee benefit offerings.
Key Features
- Carrier-backed underwriting via Zurich and GMX
- Subscription model with recurring billing
- Configurable coverage parameters
- White-label integration options
Target Users: Fintech platforms seeking insurance distribution revenue
Claims Resolution Technology
Digital claims processing system enabling automated claims handling through WhatsApp and phone channels.
Key Features
- WhatsApp-based claims intake
- Automated claims processing workflows
- Multi-channel support (WhatsApp, phone)
Target Users: End consumers via fintech partner platforms
At a Glance
- Founded
- 2024
- Headquarters
- Mexico City, Mexico
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Embedded Insurance Insurance-as-a-Service API Platforms
- Insurance Verticals
- P&C Personal Specialty/E&S
- Target Customers
- Carriers, Brokers
Customers
- Fintech platforms and digital wallets across LATAM (specific customer names not publicly disclosed)
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Last updated: 2026-06-21