WeatherCheck

Address-level hail and weather damage monitoring for insurance carriers and property owners

Underwriting & Risk Startup Seed

Overview

WeatherCheck is a weather intelligence platform for insurance carriers, mortgage companies, and property owners that monitors addresses for hail and severe weather damage. The company focuses on the P&C segment, providing real-time alerts, predictive analytics, and post-event claim filing notifications to reduce loss adjustment expenses and address fraud in hail-related claims.

The platform curates data from more than a dozen sources -- including National Weather Service feeds -- to identify damaging hail events at the street-address level. WeatherCheck delivers predictive insights up to 24 hours before a storm and automated notifications within 24 hours after an event, enabling claims triage and portfolio-level exposure analysis. An API allows carriers to integrate address-level data into parametric and event-based insurance products.

WeatherCheck was founded by Demetrius Gray (CEO), a former storm roofing contractor, and Jermaine Watkins (CTO), who brings over 20 years of experience in AI, machine learning, and distributed systems. The company graduated from the Y Combinator W19 batch and won the 2019 Resiliency Innovation Challenge at InsureTech Connect. As of the Y Combinator profile, WeatherCheck monitors approximately 2.7 million structures across North America.

Products & Services

Property Hail Damage Monitoring

A subscription-based platform that monitors enrolled properties for hail and severe weather events at the address level. Data is sourced from National Weather Service feeds and more than a dozen commercial and government weather data providers.

Key Features

Predictive hail analytics up to 24 hours before an event, with address-level storm-path tracking
Real-time alerts for approaching severe weather to support preventative damage mitigation
Automated post-event notifications within 24 hours for rapid insurance claim filing
Historical damage lookup for any U.S. address covering the previous 12 months
Claims triage tools to direct adjuster resources to locations with confirmed hail impact
Fraud reduction by verifying storm occurrence at the property address

Target Users: Insurance carriers, property owners and managers, emergency managers

Insurance Carrier Portfolio Analytics

An analytics layer for carriers to monitor hail and storm exposure across their entire policy portfolio in real time.

Key Features

Portfolio-level storm event tracking and risk metrics
Parametric and event-based insurance data feeds via API
Claims management automation following storm events

Target Users: P&C carriers, MGAs, mortgage companies

At a Glance

Founded: 2016
Headquarters: Louisville, KY, United States
Employees: 11-50
Funding: Seed

Category & Focus

Category: Underwriting & Risk
Subcategories: Weather Data Risk Scoring Claims Technology Parametric Insurance
Insurance Verticals: P&C Personal P&C Commercial
Target Customers: Carriers, Brokers, MGAs/MGUs