Tech Trail

AI-powered underwriting and fraud detection software for the insurance sector

Underwriting & Risk Growth Bootstrapped

Overview

Tech Trail is an underwriting technology and fraud detection software provider serving insurance carriers in Brazil. Founded in 2020 by Castelano Santos and Wecsley Alves, the company develops AI and machine learning solutions that help insurers automate risk assessment and accelerate policy issuance.

The company's flagship product processes insurance underwriting requests in approximately 2 seconds -- compared to the typical 8-day market average and a 15-day legislative requirement. The platform delivers individual profile analysis, predictive risk modeling, and claims optimization through cloud-based APIs that integrate with carrier systems.

Tech Trail processes approximately R$ 30 billion in insured capital annually and has reported preventing R$ 150 million in insurance fraud. Customers include Tokio Marine Seguradora, IRB Brasil Resseguros, and several digital insurance brands in the Brazilian market.

Products & Services

Underwriting Tech Trail

An AI-based software platform for automated risk underwriting and decision-making. The system evaluates insurance proposals in 2 seconds by applying machine learning to individual applicant profiles.

Key Features

Individual profile analysis for risk evaluation and offer personalization
Predictive modeling for risk assessment
Proposal processing in 2 seconds vs. 8-day market average
Higher proposal acceptance rates through automated decisioning

Target Users: P&C and life insurance carriers in Brazil

Sinistro Otimizado (Optimized Claims)

A claims optimization module within the Tech Trail platform suite designed to improve claims processing efficiency and reduce fraud exposure.

Key Features

Claims optimization workflows
Fraud detection capabilities
Integration with underwriting data

Target Users: Insurance carriers handling claims operations

Cloud-Based Digital Platform

API and cloud integration layer enabling insurance companies to connect Tech Trail's underwriting and analytics capabilities with their existing policy administration and CRM systems.

Key Features

REST API access for system integration
Cloud-based deployment
Connectivity with insurance carrier systems

Target Users: IT and operations teams at insurance carriers

At a Glance

Founded: 2020
Headquarters: Sao Paulo, Sao Paulo, Brazil
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Underwriting & Risk
Subcategories: Automated Underwriting Fraud Detection Risk Scoring Predictive Modeling
Insurance Verticals: P&C Personal P&C Commercial Specialty/E&S
Target Customers: Carriers, Reinsurers