SettlementDoneEasy

The first secure digital settlement accelerator -- replacing paper checks with ACH electronic payments in personal injury claims.

Claims Technology Startup Bootstrapped

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Overview

SettlementDoneEasy is a Memphis, Tennessee-based digital personal injury claims settlement platform founded by Shannon Elsea, a personal injury attorney with more than 30 years of experience. The company describes itself as the first secure digital settlement accelerator, designed to replace traditional paper settlement checks with secure ACH electronic transfers.

The platform enables insurance carriers and law firms to execute personal injury settlement agreements digitally and transfer funds within minutes, eliminating the delays, costs, and security risks associated with mailed paper checks. By connecting carrier claims departments directly to plaintiff law firm trust accounts via ACH rails, SettlementDoneEasy removes a longstanding friction point at the final step of the personal injury claims lifecycle.

In early 2025, the company was selected for the Project FinTech Spring Cohort at the Nashville Entrepreneur Center, providing institutional validation for its approach to modernizing claims settlement payments.

Products & Services

Digital Settlement Platform

Web-based platform that replaces mailed paper settlement checks with secure ACH electronic fund transfers sent directly from insurance carriers to law firm trust (escrow) accounts. The platform covers the full workflow from settlement agreement execution through fund receipt.

Key Features

Digital release document execution and e-signature capability
Real-time settlement tracking dashboard from release creation through fund receipt
Two-factor authentication and encryption for transaction security
Payment tokenization for banking data protection
Remote-first functionality requiring only internet connectivity
SOC 2 and NACHA compliance

Target Users: Insurance claims adjusters, plaintiff attorneys and law firm staff