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Saqtandyry

Online auto insurance aggregator and marketplace for Kazakhstan

Distribution & Sales Growth Bootstrapped
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Overview

Saqtandyry.kz is an online auto insurance aggregation platform that enables customers in Kazakhstan to compare and purchase insurance policies from multiple licensed carriers through a single digital marketplace. Launched in January 2020 by founder Rinat Kotyrtauov, the platform serves the Kazakhstan auto insurance market by reducing friction in the insurance purchase process and providing transparent pricing without markups or hidden fees.

The platform aggregates mandatory third-party liability (OGPO) and voluntary comprehensive (KASKO) insurance offerings from carriers verified by Kazakhstan's National Bank. It operates as a licensed insurance broker, connecting individual customers with multiple carriers and handling policy delivery and verification services. The user-friendly interface minimizes data entry requirements while providing immediate access to competitive quotes.

The company addresses a persistent market gap in Kazakhstan's auto insurance sector, where most carriers prefer direct sales channels. By offering an open marketplace model with transparent pricing and policy verification services, Saqtandyry has demonstrated product-market fit within a regional but underserved segment of the Asia-Pacific insurance market.

Products & Services

OGPO (Mandatory Liability Insurance)

Aggregated marketplace for mandatory third-party liability coverage required by Kazakhstan law. Customers compare policies from multiple carriers with transparent pricing and receive immediate policy delivery. The platform offers a 10% discount through direct partnerships with participating carriers.

Key Features

  • Multi-carrier policy comparison
  • Real-time quote generation
  • 10% discount partnerships
  • On-demand policy delivery

Target Users: Individual vehicle owners in Kazakhstan

KASKO (Voluntary Comprehensive Coverage)

Marketplace for voluntary comprehensive insurance covering accidental damage, theft, natural disasters, and parts theft. Aggregates policies from multiple providers with transparent pricing and comparison tools.

Key Features

  • Multi-carrier KASKO options
  • Damage coverage comparison
  • Theft and natural disaster protection
  • Direct purchase capability

Target Users: Individual vehicle owners seeking comprehensive coverage

Insurance Calculators

Specialized pricing and cost estimation tools for OGPO, KASKO, and temporary insurance products, allowing customers to evaluate options before purchase.

Key Features

  • Real-time premium calculation
  • Coverage comparison tools
  • Cost transparency
  • Multi-carrier pricing

Target Users: Insurance shoppers evaluating coverage options

Temporary Insurance Service

Specialized aggregation and management of insurance products for foreign vehicles entering Kazakhstan, supporting temporary coverage needs.

Key Features

  • Foreign vehicle coverage
  • Simplified eligibility determination
  • Quick policy issuance
  • Regional availability

Target Users: International travelers and temporary vehicle operators

Policy Verification Service

Value-added service allowing customers to authenticate and verify insurance documents, supporting the transparency and trust mission of the platform.

Key Features

  • Document authentication
  • Regulatory compliance verification
  • Trust and confidence assurance

Target Users: Insurance customers and carriers