Samplemed

Life insurance underwriting intelligence powered by 35 years of medical and actuarial expertise

Underwriting & Risk Established Bootstrapped

Overview

Samplemed is a life underwriting technology provider for insurance carriers, offering software platforms that encode medical, actuarial, and risk assessment expertise accumulated over more than three decades. Founded in 1989 as a medical services organization in Sao Paulo, Brazil, the company has transitioned into a software-focused business serving Life and Annuity carriers across Latin America, Europe, and North America.

The company's primary product, s.360, is a cloud-native life underwriting platform that automates risk assessment using a rules engine built on over 20,000 medical criteria developed by physicians, underwriters, and data scientists. The platform delivers dynamic questionnaires, an underwriting workbench, and real-time integration with actuarial pricing models. Samplemed also connects carriers to external data sources through integrations with Greenlight for medical laboratory data and SAS for dynamic actuarial modeling.

Samplemed operates across multiple geographies with offices in Brazil, Spain, and the United States, and holds a presence in Mexico, Guatemala, and Italy. The company has analyzed over 1.5 million insurance cases and in 2025 formalized a partnership with SAS, whose actuarial platform is used by 47 of the world's 50 largest insurers. In 2026, Samplemed was named a finalist in the SEAL Awards at the 10th Insurance World Challenges.

Products & Services

s.360 Life Underwriting Platform

s.360 is a cloud-based life underwriting intelligence platform that automates individual life insurance risk assessment. The platform integrates medical knowledge, underwriting rules, and actuarial modeling into a single system for insurance carriers.

Key Features

Rules engine with 20,000+ medical criteria developed by physicians and underwriters
Dynamic questionnaires that adapt based on underwriting rules and case data
Underwriting workbench with case management and manual review workflow
Real-time integration with actuarial models for pricing feedback
Integration with Greenlight APIs for medical laboratory data
Integration with SAS Dynamic Actuarial Modeling for portfolio optimization
Cloud-native architecture with auto-scaling and Big Data support
ISO 27001 and GDPR-compliant data handling

Target Users: Life and Annuity insurance carriers

Integration and Data Services

Samplemed provides an integration hub that connects carriers to external clinical and actuarial data sources, enabling automated data flow within the underwriting workflow.

Key Features

Greenlight medical lab data integration
SAS actuarial platform integration for dynamic pricing
REST API connectivity for carrier system integration
Cloud-based auto-scaling infrastructure

Target Users: Life carriers requiring external data enrichment in underwriting

Ancillary Underwriting Services

Beyond software, Samplemed offers field and clinical services supporting complex risk assessment cases.

Key Features

Telemedicine and video underwriting services
Laboratory exam network across Brazil
Home visit services for complex risk cases
Medical consultation and complex risk re-analysis
Underwriting consulting services

Target Users: Carriers in Brazil requiring in-person or clinical support for underwriting

At a Glance

Founded: 1989
Headquarters: Sao Paulo, Brazil
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Underwriting & Risk
Subcategories: Life Underwriting Automation Rules Engine Actuarial Integration Medical Risk Assessment
Insurance Verticals: Life & Annuity
Target Customers: Carriers