riskine
White-label digital advisory and sales software for insurance and financial institutions
Overview
riskine is a distribution and sales technology provider for insurance companies, banks, and financial distributors. Founded in 2016 in Vienna, Austria, the company builds white-label digital advisory and sales software that enables financial institutions to deliver compliant, customer-centric advisory across in-person, self-service, and hybrid sales channels.
The platform centers on ALIS (Intelligent Financial Planning Algorithm), a modular system of 40+ API-based components that supports lead generation, financial needs analysis, product recommendation, and policy closing. The software is delivered as configurable white-label front-end applications combined with REST API services, with typical integration time of 3 to 5 months. Clients in the Life & Annuity vertical use it to meet EU regulatory requirements for financial advice while improving conversion rates.
riskine serves over 50 clients -- insurance companies, financial distributors, and banks -- across 12 European markets. In May 2024, the company was acquired by BSI Business Systems Integration AG, a Swiss CRM and customer experience software provider, to strengthen BSI's insurance industry logic and extend its footprint in Austria and Central/Eastern Europe.
Products & Services
ALIS -- Intelligent Financial Planning Algorithm
riskine's core platform combining 40+ modular API services into a lifecycle advisory model. The algorithm positions objective risks, risk preferences, and customer goals at the center of the advice process and supports lead generation, advisory delivery, and policy closing from a single platform.
Key Features
- 40+ REST API modules with third-party plugin support
- White-label front-end configurable per institution
- Supports in-person, self-service, and hybrid advisory channels
- Regulatory-compliant financial advice workflows for EU markets
Target Users: Insurance companies, banks, and financial distributors
Private Customer Advisory
Digital advisory solution for retail customers of banks and insurance companies. Covers self-service portal, personal channel, and hybrid advisory scenarios with built-in regulatory compliance for financial advice.
Key Features
- Self-service portal for independent customer journeys
- Personal channel support for agent-assisted advice
- Hybrid mode combining self-service and advisor interaction
- EU regulatory compliance for financial advisory processes
Target Users: Retail insurers and retail banking divisions
Business Customer Advisory
Advisory solution for commercial and SME customers of financial institutions. Enables advisors to conduct structured financial planning conversations with business owners.
Key Features
- Commercial customer financial needs analysis
- SME insurance product recommendation
- Advisor workflow support for business advisory
Target Users: Commercial insurers and business banking divisions
At a Glance
- Founded
- 2016
- Headquarters
- Vienna, Austria
- Employees
- 11-50
- Funding
- Acquired
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Digital Advisory Financial Planning Software Sales Enablement Quote-to-Bind
- Insurance Verticals
- Life & Annuity Group Benefits
- Target Customers
- Carriers, Brokers, Agents/Agencies
Customers
- Generali Austria
- OBV
- TOGETHER CCA
- Zurich Insurance (Austria)
- Vienna Insurance Group (VIG)
- Wefox
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Last updated: 2026-06-05