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Poleecy

Italian insurtech delivering instant, blockchain-backed temporary insurance through a mobile-first platform.

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Overview

Poleecy is an Italian insurtech startup founded in 2017 in Rome that enables consumers to purchase instant, short-term insurance policies through a mobile app. The company targets a gap in traditional insurance by offering micro-insurance products tailored to specific, temporary needs -- travel, sports, pets, and home -- rather than forcing consumers into long-term policy commitments.

The platform allows users to compare prices and features from multiple insurers, then buy coverage in minutes through a fully digital, paperless process. Poleecy uses artificial intelligence to personalize policy recommendations based on user location, habits, and needs. Policies are recorded on blockchain using smart contracts, creating transparent, tamper-proof records and enabling automated policy issuance and claims handling.

Operating in the Italian and broader European insurance market, Poleecy addresses consumer demand for on-demand, affordable, and transparent insurance coverage. The company's approach reflects a broader European trend toward micro-insurance and embedded, usage-based protection products.

Products & Services

Instant Temporary Insurance Policies

Poleecy's core offering is a suite of short-term, customizable insurance products accessible entirely through its mobile application. Users can compare coverage options from multiple insurers and complete a purchase in minutes. Coverage Types:

Key Features

  • Travel Insurance: Temporary trip coverage for domestic and international travelers
  • Pet Insurance: Short-term veterinary cost coverage for pet owners
  • Sports Insurance: Coverage for recreational sports and activities
  • Home Insurance: Temporary residential property protection
  • Car Insurance: Short-term vehicle coverage options
  • AI-driven policy personalization based on user location, habits, and usage
  • Real-time comparison across multiple insurers
  • Fully paperless, 100% digital purchase process
  • Instant policy activation

Blockchain-Based Policy Management

Poleecy leverages blockchain technology and smart contracts to manage the full policy lifecycle with transparency and automation.

Key Features

  • Policies recorded on blockchain for immutability and auditability
  • Smart contracts automate policy issuance and activation
  • Automated claims processing workflows
  • Transparent policy records accessible to policyholders