OneAssure

Insurance guidance for health and life, from selection through claims

Distribution & Sales Growth Seed

Overview

OneAssure is a digital insurance distribution platform for health and life insurance products, serving individual consumers in India. The company operates as a licensed direct broker (IRDAI License No. 756, Life and General) and focuses on serving first-time buyers, NRIs, and individuals with pre-existing conditions who need guided policy selection.

The platform provides plan comparison tools, advisor-led recommendations, and end-to-end policy management delivered as a web-based SaaS product. A key differentiator is its advisory approach -- curated guidance with plain-language explanations rather than presenting unfiltered option lists. The platform also includes an AI-powered chatbot (PolicyPal) for 24/7 customer support and health assessment calculators integrated into the user experience.

Founded in 2019 by Shreyans Maini and Ruchir Kartik Kanakia, OneAssure has served 20,000+ families and processed 5,000+ claims. The company has raised USD 2.63M across three funding rounds from 42 investors including Force Ventures, Rainmatter Capital, Everywhere Ventures, Supermorpheus, and BlueMeme.

Products & Services

Health Insurance Platform

Digital marketplace for health insurance plan comparison, selection guidance, and ongoing policy management for individuals and families.

Key Features

Plan comparison and curated recommendations based on individual profile
End-to-end policy management from purchase through renewal
Claims assistance and settlement guidance

Target Users: Individual consumers, NRIs, individuals with pre-existing conditions

Term Life Insurance Advisory

Product selection support and advisor guidance for term life insurance.

Key Features

Term life plan comparison and selection tools
Advisor-assisted recommendations
Ongoing policy support

Target Users: Individual consumers seeking life insurance coverage

PolicyPal AI Chatbot

24/7 automated insurance guidance powered by AI for customer inquiries and insurance education.

Key Features

Round-the-clock customer support
Plain-language insurance explanations
Inquiry handling and escalation to human advisors

Target Users: Platform customers seeking immediate assistance

Health Calculators

Suite of digital health assessment tools integrated into the platform to support insurance decision-making.

Key Features

BMI and TDEE calculators
GFR calculator and pregnancy tracking
Fitness assessment tools for health context

Target Users: Consumers evaluating health insurance needs

At a Glance

Founded: 2019
Headquarters: Bengaluru, Karnataka, India
Employees: 11-50
Funding: Seed

Category & Focus

Category: Distribution & Sales
Subcategories: Digital insurance marketplace Consumer insurance advisory Health insurance comparison
Insurance Verticals: Health Life & Annuity
Target Customers: Consumers, Agents/Agencies