Overview
Olino is an embedded insurance distribution platform for independent professionals and small-to-medium enterprises, operating primarily in France and broader European markets. Founded in 2020 as Riskee and subsequently rebranded, the company functions as a regulated online insurance broker (ACPR/ORIAS no. 07009049) offering digital access to professional liability and multi-risk commercial property coverage across more than 1,000 professional activity types.
The platform delivers insurance through a B2B embedded model, enabling partner companies -- including accounting software providers, fintech platforms, and neobanks -- to offer insurance to their own customers via API, iFrame, or white-label integrations. A proprietary matching algorithm connects applicants to products from a network of 30+ insurers, and the end-to-end digital process allows customers to obtain a quote and bind coverage in under three minutes.
Olino raised EUR 2.2M in a seed round in October 2022 from Newfund, Astorya.VC, and MCapital, and was subsequently acquired by Groupe Rouge, an insurance brokerage firm, in September 2024. The platform serves 500+ SME customers across Europe.
Products & Services
Responsabilite Civile Professionnelle (Professional Liability)
Digital professional liability insurance covering damages caused to third parties by independent professionals and small businesses. Available entirely online for over 1,000 professional activity categories.
Key Features
- Instant online quote and binding
- Coverage for independent professionals, consultants, and freelancers
- Paperless application and policy issuance
Target Users: Independent professionals, freelancers, SMEs
Assurance Multirisque Professionnelle (Multi-Risk Commercial Property)
Multi-risk office and commercial property insurance covering water damage, fire, glass breakage, theft, and other property risks for SME offices and commercial spaces.
Key Features
- Digital application and instant coverage
- Multiple peril coverage in a single policy
- Designed for small business premises
Target Users: SMEs with physical office or commercial space
Embedded Insurance Platform
B2B distribution platform enabling partner companies to offer insurance products to their own customers without redirecting them to external sites.
Key Features
- Integration via API, iFrame, or white-label landing pages
- Grey-label and white-label deployment options
- Access to 15 digital insurance products via a single integration
- Proprietary insurer-matching algorithm across 30+ carrier partners
Target Users: Fintech platforms, neobanks, accounting software providers, B2B SaaS companies
At a Glance
- Founded
- 2020
- Headquarters
- Castres, France
- Employees
- 11-50
- Funding
- Acquired
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Embedded Insurance Digital Brokerage API Insurance Distribution
- Insurance Verticals
- P&C Commercial Specialty/E&S
- Target Customers
- Brokers, Agents/Agencies, Consumers
Customers
- Axonaut (accounting and CRM platform)
- O2 Care Services
- GetInside
- Silvr (embedded finance)
Similar Companies
-
PPampaduInsurance and financial product distribution platform for agents, webmasters, and businesses in Russia
-
PP10 HoldingsSales productivity and advisory compliance tools for the BFSI sector
-
OOzoned DigitalValue chain-driven insurtech platform for carriers and distributors in emerging markets
-
OpenplanOn-demand micro-insurance for daily life activities, powered by the Toggle platform -
Open PlanFlexible micro-insurance on demand -- coverage by the hour, for the moments that matter -
Open Insurance TechnologyEmbedded insurance infrastructure for brands building digital insurance products
Last updated: 2026-06-15