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Nowo.tech

Embedded insurance distribution platform for brokers, MGAs, and affinity partners

Distribution & Sales Growth Bootstrapped
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Overview

Nowo.tech is an embedded insurance distribution platform for brokers, MGAs, insurers, and affinity channel partners, with a focus on Spanish and European markets. The platform allows non-insurance businesses to sell insurance products through their digital channels without significant technical investment, targeting B2B2C and affinity distribution models.

The platform is delivered as SaaS with a low-code architecture that enables partners to embed quoting, issuance, and policy management functionality via widgets requiring minimal code integration. Core capabilities span the full insurance sales workflow: pricing, digital contracting, electronic signatures, omnichannel communications (email, calls, chat, WhatsApp), CRM, and a customer self-service portal for policies, quotes, documents, and claims.

Founded in 2020 in Malaga, Nowo.tech participated in the Aceleradora RUS program in 2023 and was selected as a finalist insurtech from Spain in the fourth cohort. The platform supports distribution of a broad range of insurance lines including cyber, home, travel, auto, health, life, and pet products.

Products & Services

Embedded Insurance Platform

A low-code SaaS platform enabling distribution of insurance products through third-party digital channels. Partners embed quoting and issuance widgets into their websites or apps via minimal code integration.

Key Features

  • Embeddable quoting and issuance widgets
  • Two-line code integration for rapid deployment
  • Real-time widget configuration dashboard
  • Self-service, low-code setup with no engineering dependency

Target Users: Insurance brokers, MGAs, affinity channel partners, non-insurance businesses

Insurance Sales & Operations Suite

A set of operational tools supporting end-to-end insurance sales and distribution management.

Key Features

  • Digital contracting and e-signature
  • Omnichannel communication (email, calls, chat, WhatsApp)
  • Insurance CRM with advanced lead management
  • Customer self-service portal (policy management, quotes, documents, claims)
  • Real-time configurable dashboards and data analytics

Target Users: Broker networks, professional associations, telcos, travel agencies, fintechs, e-commerce platforms

At a Glance

Founded
2020
Headquarters
Malaga, Spain
Employees
1-10
Funding
Bootstrapped

Category & Focus

Category
Distribution & Sales
Subcategories
Embedded Insurance Affinity Distribution Digital Quoting & Issuance
Insurance Verticals
P&C Personal P&C Commercial Health Specialty/E&S Life & Annuity
Target Customers
Brokers, MGAs/MGUs, Carriers

Customers

  • Broker networks and professional associations
  • Telecommunications companies
  • Online travel agencies
  • Banking and fintech companies
  • E-commerce platforms
  • Energy companies

Last updated: 2026-06-15