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Neurotech

AI and big data decision intelligence for insurance, credit, and health in Brazil

Underwriting & Risk Established Acquired
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Overview

Neurotech is a data analytics and decision intelligence platform for insurers, financial institutions, and health plan operators in Brazil. The company provides AI-powered risk scoring, fraud detection, and underwriting automation software through SaaS and API-based delivery. Primary customers include P&C and supplementary health carriers, credit lenders, and retailers.

The platform spans three core domains: insurance risk selection and claims analysis, credit decisioning and loan journey optimization, and health fraud and abuse detection for supplementary health plan administrators. Neurotech integrates more than 1,000 data sources into its models and processes over 32 million credit and insurance transactions monthly. The company holds an AWS software partner designation and maintains integrations with FICO, Pluggy, Dock, and Unique for identity verification.

Founded in 2002, Neurotech built a customer base of over 150 enterprise clients and covers approximately 20% of Brazil's supplementary health population with its fraud detection solutions. In November 2022, B3 (the Brazilian stock exchange and financial services infrastructure company) acquired Neurotech, and the business now operates within B3's Trillia analytics division alongside other acquired data companies.

Products & Services

Seguros (Insurance)

Risk selection and claims analytics platform for property and casualty and supplementary health insurers. Delivers automated underwriting risk scores, fraud detection models, and claims intelligence.

Key Features

  • Automated risk scoring for policy underwriting
  • Fraud and abuse detection for claims
  • Real-time decisioning via API integration

Target Users: P&C carriers, supplementary health operators

Saude (Health)

Fraud and abuse detection system for supplementary health plan administrators. Monitors beneficiary and provider behavior to identify anomalous claims and billing patterns across the 10 million+ lives in its coverage footprint.

Key Features

  • Beneficiary behavior monitoring
  • Provider billing anomaly detection
  • Coverage across approximately 20% of Brazil's supplementary health population

Target Users: Health plan operators, supplementary health administrators

Credito (Credit)

Credit decision and journey optimization platform for financial institutions. Supports risk-based approval processes for consumer and commercial lending.

Key Features

  • AI-powered credit risk models
  • Automated approval workflow
  • Multi-source data enrichment

Target Users: Banks, lenders, fintech credit providers

Riskpack

Data intelligence platform for risk management analytics, aggregating internal and external data sources to support model development and risk reporting.

Target Users: Risk analysts, actuaries at carriers and lenders

Neurolake

Analytics and data intelligence platform underpinning Neurotech's verticals, integrating 1,000+ data sources for model training and operational decisioning.

Target Users: Data science and analytics teams at insurance and financial clients

At a Glance

Founded
2002
Headquarters
Recife, Pernambuco, Brazil
Employees
201-500
Funding
Acquired

Category & Focus

Category
Underwriting & Risk
Subcategories
Risk scoring fraud detection underwriting automation decision analytics
Insurance Verticals
P&C Personal P&C Commercial Health
Target Customers
Carriers, TPAs

Customers

  • 150+ enterprise customers across insurance, credit, and health sectors

Last updated: 2026-06-29