MyCaribu

MyCaribu

Mexico's first telematics-based comparative rater for auto insurance

Overview

MyCaribu is a telematics-based auto insurance distribution platform for consumers in Mexico. The company operates a mobile app that monitors driving behavior and connects users with personalized car insurance quotes from major Mexican carriers, functioning as the country's first telematics-enabled comparative rater.

The platform scores individual trips using data points such as phone usage, speed, acceleration, time of day, and driving smoothness. Each driver receives a personalized score that reflects their proficiency behind the wheel and unlocks discounts with partner carriers based on verified safe-driving behavior. Insurance purchase occurs directly within the app, streamlining the quote-to-bind process for consumers.

MyCaribu distributes policies on behalf of four of Mexico's top ten carriers -- HDI Seguros, Qualitas, Chubb (ABA de Chubb), and ANA Seguros -- and operates as a member of Asociacion Insurtech Mexico. The telematics engine is powered by The Floow's FloowKit solution.

Products & Services

MyCaribu Mobile App

A mobile application available on iOS and Android that automatically records and scores each driving trip, then surfaces personalized auto insurance options from partner carriers.

Key Features

Automated trip recording with scoring across phone usage, speed, acceleration, time of day, and fatigue signals
Personalized driver score and per-trip feedback
In-app insurance comparison and purchase from multiple carriers
Safe-driving rewards and discounts tied to telematics score
SOS button for direct claims reporting

Target Users: Individual consumers seeking auto insurance in Mexico

Overview

Products & Services

MyCaribu Mobile App

Key Features

At a Glance

Category & Focus

Customers

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