Loro Insurtech

No-code insurance distribution platform for specialty lines

Distribution & Sales Startup Seed

Overview

Loro Insurtech is a no-code distribution platform for specialty insurance, serving insurers, MGAs, and brokers who want to digitalize and launch insurance products without custom development or IT resources. The platform covers the full distribution lifecycle from quote generation through binding, mid-term adjustments, claims processing, and payments, all in a multilingual, cloud-hosted environment.

Loro delivers its platform as SaaS with REST API access and pre-built integrations for payments (Stripe, ePayPolicy), digital signatures (DocuSign), and compliance verification (Turris). A freemium tier supports up to USD 100,000 in annual gross written premium at no cost, making the platform accessible for early-stage specialty programs. Loro achieved SOC 2 Type II certification in April 2026.

Founded in 2021, Loro has raised USD 1.85M across two seed rounds from investors including Markd, Lloyd's Lab, Creative Destruction Lab, and InsurTech Hub Munich. The company participated in Lloyd's Lab Cohort 11 (2023) and has grown to 14-plus customers with 42-plus broker partners distributing products through the platform.

Products & Services

No-Code Distribution Platform

A cloud-hosted end-to-end distribution solution enabling insurers, MGAs, and brokers to launch insurance products without software development. Supports the full policy lifecycle from quoting through claims.

Key Features

No-code product configuration with multilingual support
Quote, bind, and issue without IT involvement
Mid-term endorsements, renewals, and cancellations
Claims intake and management workflow
Built-in payment processing via Stripe and ePayPolicy

Target Users: Insurance carriers, MGAs, brokers launching specialty lines

Loro Toolbox

An included feature suite providing reporting, API access, and third-party integrations available across all tiers.

Key Features

Reporting and analytics dashboard
REST API for programmatic access to platform capabilities
Integrations with Turris (compliance verification), Faura (property risk assessment), Indemn AI (conversational support)
DocuSign integration for digital document workflows

Target Users: Operations and underwriting teams at insurance companies and MGAs

Free Tier

A no-cost access tier providing full platform functionality for programs generating up to USD 100,000 in annual gross written premium.

Key Features

No upfront cost or minimum commitment
Full feature access including API and Toolbox
Designed to lower barriers to entry for new specialty programs

Target Users: Startup MGAs, carriers testing new product lines

At a Glance

Founded: 2021
Headquarters: Dover, Delaware
Employees: 11-50
Funding: Seed

Category & Focus

Category: Distribution & Sales
Subcategories: Digital distribution platform no-code insurance platform quote-to-bind
Insurance Verticals: Specialty/E&S P&C Commercial
Target Customers: MGAs/MGUs, Carriers, Brokers