LCode CR
E-commerce platform for INS-affiliated insurance agents and brokers in Costa Rica
Overview
LCode CR is a distribution and sales technology provider for insurance agents and brokers affiliated with Costa Rica's Instituto Nacional de Seguros (INS), serving the P&C personal and life insurance verticals.
The company's core product is a virtual insurance store, a productized e-commerce platform that lets INS-affiliated agents sell instant-issue policies online in three steps: select a product, enter customer data, and pay. The platform covers more than ten policy types, including travel, student, oncology, life, funeral, bicycle, and family-accident coverage. LCode CR also offers a real-time sales-reporting add-on and builds custom web applications and e-commerce sites for insurance and non-insurance clients, with delivery typically stated at four to six weeks.
LCode CR is a small, self-funded studio based in Moravia, San José, Costa Rica, with a portfolio of about ten completed projects for individual agents, brokerages, and agencies across the country. Its virtual-store product integrates with INS's policy-issuance systems and can be extended to other insurers on request.
Products & Services
Virtual Insurance Store (Tienda Virtual de Seguros)
Productized e-commerce platform for INS-affiliated agents and brokers to sell instant-issue policies online, covering more than ten policy types such as travel, student, oncology, life, funeral, bicycle, and family-accident insurance.
Key Features
- Three-step purchase flow: select, enter data, pay
- Coverage for 5 to 10+ policy types depending on pricing tier
- Includes support, maintenance, and error logging
- Optional hosting and domain on higher-tier plans
Target Users: INS-affiliated insurance agents and brokers in Costa Rica
Real-Time Reporting (Reportería Inteligente en Tiempo Real)
Sales dashboard add-on for the virtual insurance store, showing sales by date range, new versus recurring customers, and custom reports.
Key Features
- Real-time sales metrics
- New vs. recurring customer segmentation
- Custom report generation
Target Users: Agents and brokers using the virtual store product
Custom Web Application & Software Development
Bespoke web application and software development for insurance agents and brokers, scoped to client requirements, including policy-system integration work with insurers beyond INS on request.
Target Users: Insurance agents, brokers, and general business clients
E-Commerce Sites
General e-commerce website development with product, payment, and shipping management, not limited to insurance clients.
Target Users: Small businesses and insurance agents
At a Glance
- Founded
- 2019
- Headquarters
- Moravia, San José, Costa Rica
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Digital storefronts quote-to-bind agency e-commerce
- Insurance Verticals
- P&C Personal Life & Annuity
- Target Customers
- Agents/Agencies, Brokers
Customers
- Travelers CR
- Queos Seguros
- Grupo Calivá
- IBG Correduría de Seguros
- Miguel Lizano
- Roy Odio Asesor
- Seguros Ticos (Paolo Araya)
- Prisma Corredora de Seguros
- MC Costa Rica
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Last updated: 2026-08-06