Kyber

AI-native claims correspondence platform for P&C carriers and TPAs.

Claims Technology Startup Seed

Overview

Kyber is an AI-native platform that automates claims correspondence for property and casualty insurance carriers and third-party administrators. Founded in 2022 by Arvind Sontha and Savtanter Gadoo, the company is headquartered in New York, NY, and was part of Y Combinator's Winter 2023 batch.

The platform handles the full lifecycle of regulated claims communications -- from drafting and review through delivery. Using generative AI and large language models, Kyber enables claims teams to instantly generate compliant regulatory notices such as denial letters and reservation of rights letters, cutting administrative burden and accelerating policyholder outreach.

Kyber received USD 500K in seed funding through Y Combinator W23 and counts Branch Insurance, Harbor Claims, Kingstone Insurance, Aspire General, Openly, Cabrillo Insurance, and Loggerhead Insurance among its customers.

Products & Services

Kyber Claims Communications Platform

An end-to-end system for managing regulated claims correspondence and forms for P&C carriers and TPAs.

Key Features

LetterGen (AI Drafting): Generates compliant claims communications by extracting policy details and applying jurisdictional requirements. Produces multiple best-in-class draft options.
Approval Workflows: Built-in collaboration and approval workflows with tracked edits, real-time version control, and reviewer assignment.
Omnichannel Delivery: Automated distribution via print mail (DATAMATX integration) or email with automated tracking and delivery confirmation.
Template Management: Centralized management of dynamic templates across claim types, states, and jurisdictions.
85% reduction in letter drafting time
60% reduction in review time
3x faster policyholder outreach
90% less administrative work on eligible claims
Automates approximately 44% of all correspondence (per Aspire General case study)
Full audit-ready compliance traceability

Target Users: Claims adjusters and managers at P&C carriers and TPAs

At a Glance

Founded: 2022
Headquarters: New York, NY, USA
Employees: 1-10
Funding: Seed

Category & Focus

Category: Claims Technology
Subcategories: Claims communications correspondence automation compliance automation
Insurance Verticals: P&C Personal P&C Commercial
Target Customers: Carriers, TPAs