iink Endorsements
Digital platform for insurance claim check processing, multi-party endorsements, and proceeds distribution.
Overview
iink is a financial technology platform that streamlines insurance claim payments and multi-party check processing for the property restoration and insurance claim industries. The company solves one of the most friction-heavy pain points in property claims: coordinating physical endorsements and fund distribution across multiple stakeholders including property owners, contractors, public adjusters, attorneys, and mortgage servicers.
The platform enables all parties in a claim to digitally capture and upload insurance claim checks, collect electronic signatures remotely, manage mortgage servicer coordination and documentation, and receive proceeds directly via ACH or RTP. As of 2024, iink has processed over USD 2.5 billion in claim checks across 120,000+ checks and 30,000+ unique stakeholders.
iink operates a verified professional network of 2,000+ contractors, public adjusters, and attorneys, making it a trusted hub for property claim settlement workflows across the US.
Products & Services
Remote Check Capture
Digital photo upload and processing of physical insurance claim checks with automatic verification and real-time status tracking. Eliminates the need to mail or physically transport checks between parties.
Key Features
- Mobile-friendly check capture via photo upload
- Automatic check verification
- Real-time status notifications
Target Users: Property owners, contractors, public adjusters
iink Endorsements (Digital Endorsements)
Electronic signature collection from multiple stakeholders on insurance claim checks, replacing the cumbersome physical endorsement process. All required parties sign remotely and on their own schedule.
Key Features
- Multi-party e-signature workflows
- Supports property owners, contractors, public adjusters, attorneys, and mortgage servicers
- Audit trail and status visibility for all parties
Target Users: Contractors, public adjusters, attorneys, policyholders
iink Pro (Mortgage Check Administration)
Dedicated processing service with expert staff handling mortgage company documentation and coordination for loss draft checks. Manages servicer communication and reduces delays in claim settlements involving mortgage holders.
Key Features
- Specialist staff handling mortgage servicer communication
- Loss draft document management
- Coordinated check release workflows
Target Users: Mortgage servicers, contractors, property owners with active mortgages
Payment Distribution
Direct ACH and RTP disbursements of claim proceeds to stakeholder bank accounts following check endorsement. Partnered with FDIC-insured banking (Aquia Bank) to provide secure fund custody with DIF insurance coverage exceeding USD 250,000 limits.
Key Features
- ACH and RTP (real-time payment) disbursement
- FDIC-insured fund custody via Aquia Bank
- DIF coverage exceeding standard USD 250,000 limit
Target Users: All claim stakeholders receiving proceeds
Status Tracking and Messaging
In-app visibility into check processing status with real-time notifications and two-way messaging between all parties involved in a claim.
Key Features
- Real-time check status updates
- Two-way stakeholder messaging
- Full audit trail
Target Users: All claim parties
At a Glance
- Founded
- 2017
- Headquarters
- Tampa, FL, USA
- Employees
- 51-200
- Funding
- Series A
Category & Focus
- Category
- Claims Technology
- Subcategories
- Claim Payments Digital Endorsements Multi-Party Check Processing
- Insurance Verticals
- P&C Personal P&C Commercial
- Target Customers
- Carriers, Agents/Agencies, Consumers
Customers
- 30,000+ unique stakeholders served
- 2,000+ verified contractors, public adjusters, and attorneys in the iink network
Links
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Last updated: 2026-06-03