IDG4.0 Ingeniería de Gestión

AI-powered insurance policy analysis platform helping consumers and professionals understand coverage and navigate claims.

Claims Technology Startup Bootstrapped

Visit Website

Overview

IDG4.0 Ingeniería de Gestión is an AI-powered claims technology platform that helps insurance consumers and professionals understand policy terms and navigate the claims process. The company applies machine learning to insurance policy analysis, delivering plain-language explanations of complex contract terms, coverage gaps, exclusions, and claim eligibility requirements.

Founded in 2022, the company is built on more than 30 years of combined team experience in claims management and process optimization. The founding team has worked with 20+ insurance companies across Spain and processed over 100,000 claims files, providing deep domain expertise in how claims are evaluated and resolved across the insurance industry.

The platform is available through two channels: B2B integration with insurance companies and brokers, and a direct consumer-facing platform. This dual-channel approach reaches both institutional customers seeking claims automation improvements and individual policyholders seeking policy clarity.

Products & Services

Legal Contract Assistant

An AI-powered policy analysis tool that reads insurance contracts and explains them in plain language. The system identifies coverage details, exclusions, limitations, and claim-related terms, helping users understand what their insurance does and does not cover.

Key Features

Automated policy term extraction and classification
Plain-language explanations of complex insurance language
Coverage eligibility assessment for claims
Exclusions and limitations identification
Claims process guidance

Target Users: Insurance professionals, brokers, and consumers seeking clarity on policy terms

Peritodeasegurado Platform

A web-based consumer platform delivering the Legal Contract Assistant to individual policyholders. The platform makes expert-level insurance guidance accessible without requiring interaction with agents or brokers.